Austria Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Austria's credit to gdp was 78.77% in 2025, ranked 29th globally. This represents a 3.7% decrease from 2024. Data from World Bank, covering 2001–2025.
Overview
Austria's credit to gdp stood at 78.77% in 2025, a decline of +2.99% from 2024. Based on recent trends, this figure is projected to reach 78.77% by 2025. Austria ranked 29th globally.
Austria’s credit‑to‑GDP ratio has fallen steadily over the past 25 years, sliding from 90.18 in 2001 to a trough of 78.77 in 2025, the lowest level recorded in the series and ranking the country 29th globally. The ratio peaked at 99.15 in 2010, reflecting a period of pronounced credit expansion before the post‑crisis contraction set in. By 2025 Austria’s figure of 78.77 is only marginally below Germany’s 78.90 and slightly above the Netherlands’ 76.84, suggesting that Austria now sits alongside other highly credit‑constrained economies in the Eurozone. The persistent decline points to tighter lending standards, slower loan growth and a shift toward deleveraging in the banking sector. If monetary policy remains accommodative and fiscal stimulus is limited, the downward trajectory is likely to continue, although a resurgence in investment demand or a relaxation of credit conditions could stabilize or modestly raise the ratio in the medium term.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 72.47% | - | - |
| 2026* trend | 75.62% | - | - |
| 2025* trend | 78.77% | - | - |
| 2025 | 78.77% | −2.99% | #29 |
| 2024 | 81.77% | −2.34% | #101 |
| 2023 | 84.10% | −5.08% | #124 |
| 2022 | 89.18% | −3.88% | #132 |
| 2021 | 93.06% | +0.01% | #135 |
| 2020 | 93.05% | +6.75% | #138 |
| 2019 | 86.30% | +1.44% | #144 |
| 2018 | 84.86% | +0.13% | #142 |
| 2017 | 84.74% | +1.15% | #142 |
| 2016 | 83.59% | −2.85% | #143 |
| 2015 | 86.44% | −1.92% | #144 |
| 2014 | 88.36% | −4.98% | #146 |
| 2013 | 93.34% | −1.50% | #148 |
| 2012 | 94.84% | −1.83% | #147 |
| 2011 | 96.67% | −2.47% | #147 |
Detected Pattern
Analysis
Austria matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
Austria's credit to gdp was 78.77% in 2025. Ranked 29th globally. This represents a 3.7% decrease from the previous year.
Austria's credit to gdp peaked at 99.15% in 2010.
The lowest credit to gdp in Austria was 78.77% in 2025.
Austria ranks 29th globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Austria's credit to gdp is projected to reach 78.77% by 2025 based on trend extrapolation.
The credit to gdp of Austria in 2025 was 78.77%. This ranks 29th in the world.
Cite this page
@misc{historysaid_austria_credit-to-gdp,
title = {Austria Credit to GDP},
url = {https://historysaid.com/austria/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}