Croatia Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Croatia's credit to gdp was 41.87% in 2025, ranked 72nd globally. This represents a 10.6% decrease from 2024. Data from World Bank, covering 2012–2025.
Overview
Croatia's credit to gdp stood at 41.87% in 2025, a decline of +4.99% from 2024. Based on recent trends, this figure is projected to reach 41.87% by 2025. Croatia ranked 72nd globally.
Croatia's credit to GDP ratio has experienced a significant decline over the years, from its peak of 69.23 in 2012 to a trough of 41.87 in 2025, a drop of over 27 percentage points. This decline ranks Croatia's credit to GDP ratio 72nd globally, trailing behind peer countries such as Bosnia and Herzegovina, which boasts a ratio of 43.51, and Jamaica, with a ratio of 41.68. The decrease in credit to GDP ratio suggests that Croatia's financial sector has been gradually reducing its reliance on credit, potentially indicating a shift towards more prudent lending practices. However, this trend may also be a reflection of the country's economic stagnation and reduced investment, particularly in the wake of the COVID-19 pandemic. To reverse this trajectory, Croatia would need to stimulate economic growth through increased investment and policy reforms, which could potentially lead to an uptick in credit to GDP ratio in the coming years.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 35.67% | - | - |
| 2026* trend | 38.77% | - | - |
| 2025* trend | 41.87% | - | - |
| 2025 | 41.87% | −4.99% | #72 |
| 2024 | 46.86% | +0.42% | #64 |
| 2023 | 46.44% | −4.10% | #81 |
| 2022 | 50.54% | −2.33% | #91 |
| 2021 | 52.88% | −6.27% | #98 |
| 2020 | 59.15% | +6.22% | #101 |
| 2019 | 52.93% | −1.35% | #109 |
| 2018 | 54.27% | −1.71% | #108 |
| 2017 | 55.98% | −3.01% | #113 |
| 2016 | 58.99% | −4.19% | #121 |
| 2015 | 63.18% | −3.57% | #125 |
| 2014 | 66.75% | −1.17% | #130 |
| 2013 | 67.91% | −1.32% | #132 |
| 2012 | 69.23% | – | #131 |
Detected Pattern
Analysis
Croatia matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
Croatia's credit to gdp was 41.87% in 2025. Ranked 72nd globally. This represents a 10.6% decrease from the previous year.
Croatia's credit to gdp peaked at 69.23% in 2012.
The lowest credit to gdp in Croatia was 41.87% in 2025.
Croatia ranks 72nd globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Croatia's credit to gdp is projected to reach 41.87% by 2025 based on trend extrapolation.
The credit to gdp of Croatia in 2025 was 41.87%. This ranks 72nd in the world.
Cite this page
@misc{historysaid_croatia_credit-to-gdp,
title = {Croatia Credit to GDP},
url = {https://historysaid.com/croatia/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}