Finland Gross Savings
Gross savings as % of GDP NY.GNS.ICTR.ZS
Finland's gross savings was 22.85% in 2025, ranked 78th globally. This represents a 5.0% increase from 2024. Data from World Bank, covering 1975–2025.
Overview
Finland's gross savings stood at 22.85% in 2025, a rise of +1.09% from 2024. The IMF projects 22.85% by 2025. Finland ranked 78th globally.
Finland’s gross savings ratio has declined markedly since the early 2000s, falling from an all‑time peak of 31.97 % in 2001 to 22.85 % in 2025, which places the country 78th in the world. The sharpest contraction occurred after the early‑1990s recession, when the ratio hit a trough of 16.88 % in 1992, before a gradual recovery that nevertheless never reached pre‑2000 levels. Over the 51‑year series, the average has hovered around the low‑30s, indicating a long‑term shift from a high‑saving to a more consumption‑oriented economy. Finland’s 2025 figure is closely aligned with peer nations such as Belgium (22.87 %) and Australia (22.46 %), suggesting that the Nordic state now shares a savings profile typical of advanced economies with mature financial markets. Continued demographic ageing and modest wage growth could keep the savings ratio near its current level, while structural reforms that boost private investment returns might be required to reverse the downward trajectory.
Data & projection
| Year | Gross Savings | YoY change | Rank |
|---|---|---|---|
| 2030* IMF | 24.43% | - | - |
| 2029* IMF | 24.08% | - | - |
| 2028* IMF | 23.84% | - | - |
| 2027* IMF | 23.64% | - | - |
| 2026* IMF | 23.26% | - | - |
| 2025* IMF | 22.85% | - | - |
| 2025 | 22.85% | +1.09% | #78 |
| 2024 | 21.75% | −0.36% | #94 |
| 2023 | 21.97% | −2.87% | #92 |
| 2022 | 24.86% | −0.24% | #76 |
| 2021 | 25.12% | −0.26% | #78 |
| 2020 | 25.52% | +1.12% | #61 |
| 2019 | 24.36% | +0.28% | #78 |
| 2018 | 24.06% | +0.44% | #79 |
| 2017 | 23.51% | +1.93% | #82 |
| 2016 | 21.33% | +0.36% | #89 |
| 2015 | 20.73% | −0.05% | #100 |
| 2014 | 20.63% | −0.11% | #104 |
| 2013 | 20.45% | −0.91% | #98 |
| 2012 | 21.33% | −1.42% | #85 |
| 2011 | 22.98% | −0.95% | #75 |
Detected Pattern
Analysis
Finland matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw gross savings improve within 24 months. View full analysis →
Frequently Asked Questions
Finland's gross savings was 22.85% in 2025. Ranked 78th globally. This represents a 5.0% increase from the previous year.
Finland's gross savings peaked at 31.97% in 2001.
The lowest gross savings in Finland was 16.88% in 1992.
Finland ranks 78th globally in gross savings as of 2025.
The World Bank indicator code is NY.GNS.ICTR.ZS. Data sourced from World Bank.
Finland's gross savings is projected to reach 22.85% by 2025 based on IMF projection.
The gross savings of Finland in 2025 was 22.85%. This ranks 78th in the world.
Cite this page
@misc{historysaid_finland_gross-savings,
title = {Finland Gross Savings},
url = {https://historysaid.com/finland/gross-savings/},
publisher = {HistorySaid},
year = {2026}
}