Malaysia Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Malaysia's credit to gdp was 107.79% in 2025, ranked 14th globally. This represents a 7.2% decrease from 2024. Data from World Bank, covering 1960–2025.
Overview
Malaysia's credit to gdp stood at 107.79% in 2025, a decline of +8.31% from 2024. Based on recent trends, this figure is projected to reach 107.79% by 2025. Malaysia ranked 14th globally.
Malaysia’s credit to GDP ratio has risen from a trough of 8.92 in 1960 to a peak of 158.51 in 1998, reflecting a dramatic expansion of the financial sector over 66 years. By 2025 the ratio stood at 107.79, placing the country 14th globally and closely aligned with peers such as Norway (109.70) and Fiji (106.82). The post‑Asian‑financial‑crisis rebound propelled the ratio upward, while subsequent regulatory tightening and slower credit growth have kept the figure modestly below the 1998 high. Compared with Sweden’s 123.14 and Qatar’s 105.72, Malaysia’s level suggests a relatively high reliance on bank financing but still room for further deepening of credit markets. If monetary policy remains accommodative and structural reforms enhance loan accessibility, the credit‑to‑GDP ratio is likely to edge higher, whereas tighter risk‑weighting or a slowdown in investment could curb the upward trajectory.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 98.67% | - | - |
| 2026* trend | 103.23% | - | - |
| 2025* trend | 107.79% | - | - |
| 2025 | 107.79% | −8.31% | #14 |
| 2024 | 116.10% | −1.00% | #111 |
| 2023 | 117.10% | +4.03% | #135 |
| 2022 | 113.07% | −14.19% | #142 |
| 2021 | 127.26% | −6.56% | #150 |
| 2020 | 133.82% | +13.11% | #154 |
| 2019 | 120.71% | +0.43% | #160 |
| 2018 | 120.28% | +3.11% | #159 |
| 2017 | 117.17% | −4.81% | #159 |
| 2016 | 121.98% | −1.12% | #161 |
| 2015 | 123.10% | +2.52% | #161 |
| 2014 | 120.58% | +0.68% | #157 |
| 2013 | 119.90% | +5.78% | #158 |
| 2012 | 114.12% | +5.70% | #155 |
| 2011 | 108.43% | +1.30% | #151 |
Detected Pattern
Analysis
Malaysia matched the Export Boom Cycle pattern in 2011. Historically, 71% of countries showing this pattern (546 out of 768) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
Malaysia's credit to gdp was 107.79% in 2025. Ranked 14th globally. This represents a 7.2% decrease from the previous year.
Malaysia's credit to gdp peaked at 158.51% in 1998.
The lowest credit to gdp in Malaysia was 8.92% in 1960.
Malaysia ranks 14th globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Malaysia's credit to gdp is projected to reach 107.79% by 2025 based on trend extrapolation.
The credit to gdp of Malaysia in 2025 was 107.79%. This ranks 14th in the world.
Cite this page
@misc{historysaid_malaysia_credit-to-gdp,
title = {Malaysia Credit to GDP},
url = {https://historysaid.com/malaysia/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}