Netherlands Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Netherlands's credit to gdp was 76.84% in 2025, ranked 30th globally. This represents a 6.7% decrease from 2024. Data from World Bank, covering 2001–2025.
Overview
Netherlands's credit to gdp stood at 76.84% in 2025, a decline of +5.49% from 2024. Based on recent trends, this figure is projected to reach 76.84% by 2025. Netherlands ranked 30th globally.
Netherlands’ credit to GDP ratio has fallen sharply over the past 25 years, sliding from a high of 116.24 percent in 2009 to 76.84 percent in 2025, the lowest level recorded in the series and placing the country 30th globally. The decline follows a broader post‑crisis contraction in bank lending relative to the size of the economy, as tighter regulatory standards and a shift toward non‑bank financing reduced the share of credit in total output. By contrast, peer economies such as Germany and Austria remain near the high‑70s (78.90 and 78.77 percent respectively), indicating that the Dutch downturn is more pronounced than in comparable advanced markets. The early‑2000s peak of 110.22 percent underscores the magnitude of the reversal. Continued low interest rates and the expansion of fintech platforms could stabilize the ratio, but any resurgence in corporate borrowing or fiscal stimulus would be required to reverse the downward trajectory.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 67.95% | - | - |
| 2026* trend | 72.39% | - | - |
| 2025* trend | 76.84% | - | - |
| 2025 | 76.84% | −5.49% | #30 |
| 2024 | 82.33% | −3.14% | #102 |
| 2023 | 85.48% | −3.34% | #125 |
| 2022 | 88.82% | −5.06% | #130 |
| 2021 | 93.88% | −6.47% | #137 |
| 2020 | 100.35% | +1.72% | #141 |
| 2019 | 98.64% | −5.07% | #150 |
| 2018 | 103.71% | −5.56% | #151 |
| 2017 | 109.26% | −3.43% | #156 |
| 2016 | 112.69% | +2.55% | #159 |
| 2015 | 110.14% | −5.07% | #156 |
| 2014 | 115.21% | +2.24% | #155 |
| 2013 | 112.97% | −3.04% | #156 |
| 2012 | 116.01% | +2.50% | #156 |
| 2011 | 113.52% | +0.52% | #152 |
Detected Pattern
Analysis
Netherlands matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
Netherlands's credit to gdp was 76.84% in 2025. Ranked 30th globally. This represents a 6.7% decrease from the previous year.
Netherlands's credit to gdp peaked at 116.24% in 2009.
The lowest credit to gdp in Netherlands was 76.84% in 2025.
Netherlands ranks 30th globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Netherlands's credit to gdp is projected to reach 76.84% by 2025 based on trend extrapolation.
The credit to gdp of Netherlands in 2025 was 76.84%. This ranks 30th in the world.
Cite this page
@misc{historysaid_netherlands_credit-to-gdp,
title = {Netherlands Credit to GDP},
url = {https://historysaid.com/netherlands/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}