Poland Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Poland's credit to gdp was 27.81% in 2025, ranked 108th globally. This represents a 17.2% decrease from 2024. Data from World Bank, covering 1990–2025.
Overview
Poland's credit to gdp stood at 27.81% in 2025, a decline of +5.78% from 2024. Based on recent trends, this figure is projected to reach 27.81% by 2025. Poland ranked 108th globally.
Poland's credit to GDP ratio has experienced significant fluctuations over the past three and a half decades, reflecting the country's evolving economic landscape. The ratio peaked in 2016 at 54.35, during a period of robust economic growth, and has since declined to 27.81 in 2025, ranking Poland 108th globally. Conversely, the ratio hit a low of 12.83 in 2002, amidst economic instability. Comparatively, neighboring Moldova's credit to GDP ratio in 2025 stood at 27.43, while Botswana's ratio is slightly higher at 28.01. The trajectory of Poland's credit to GDP ratio suggests a gradual decline since its peak, indicating a potential reduction in credit availability or a shift towards more prudent lending practices. Continued economic growth and stability in the region may help stabilize the credit to GDP ratio, potentially reversing the downward trend if accompanied by prudent monetary policies and a robust financial system.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 19.33% | - | - |
| 2026* trend | 23.57% | - | - |
| 2025* trend | 27.81% | - | - |
| 2025 | 27.81% | −5.78% | #108 |
| 2024 | 33.59% | −1.12% | #43 |
| 2023 | 34.71% | −4.61% | #61 |
| 2022 | 39.32% | −6.41% | #76 |
| 2021 | 45.73% | −3.54% | #81 |
| 2020 | 49.27% | −0.96% | #84 |
| 2019 | 50.23% | −1.67% | #104 |
| 2018 | 51.90% | −0.38% | #105 |
| 2017 | 52.27% | −2.07% | #109 |
| 2016 | 54.35% | +1.03% | #109 |
| 2015 | 53.31% | +0.69% | #105 |
| 2014 | 52.62% | +0.96% | #105 |
| 2013 | 51.66% | +1.34% | #107 |
| 2012 | 50.33% | −1.16% | #105 |
| 2011 | 51.48% | +2.61% | #109 |
Detected Pattern
Analysis
Poland matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
Poland's credit to gdp was 27.81% in 2025. Ranked 108th globally. This represents a 17.2% decrease from the previous year.
Poland's credit to gdp peaked at 54.35% in 2016.
The lowest credit to gdp in Poland was 12.83% in 2002.
Poland ranks 108th globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Poland's credit to gdp is projected to reach 27.81% by 2025 based on trend extrapolation.
The credit to gdp of Poland in 2025 was 27.81%. This ranks 108th in the world.
Cite this page
@misc{historysaid_poland_credit-to-gdp,
title = {Poland Credit to GDP},
url = {https://historysaid.com/poland/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}