United Arab Emirates Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
United Arab Emirates's credit to gdp was 67.86% in 2025, ranked 36th globally. This represents a 3.7% increase from 2024. Data from World Bank, covering 2016–2025.
Overview
United Arab Emirates's credit to gdp stood at 67.86% in 2025, a rise of +2.40% from 2022. Based on recent trends, this figure is projected to reach 67.86% by 2025. United Arab Emirates ranked 36th globally.
The United Arab Emirates’ credit‑to‑GDP ratio fell from 81.94 in 2016 to a low of 65.46 in 2022 before climbing to 67.86 in 2025, placing the emirate 36th globally. The all‑time peak of 88.84 in 2020 coincided with a period of heightened fiscal stimulus and strong sovereign‑guaranteed borrowing, while the 2022 trough reflected a contraction in public‑sector borrowing amid tighter monetary conditions and a slowdown in oil‑related revenues. Compared with peers of similar rank, the UAE’s 2025 figure is marginally below Portugal’s 68.26 and slightly above Samoa’s 66.52, suggesting a modestly tighter credit environment than some mid‑rank economies. The eight‑year coverage shows a clear downward trajectory punctuated by a brief rebound, indicating that the emirate’s credit growth is becoming more restrained. Continued diversification away from hydrocarbon dependence and prudent fiscal management could stabilize the ratio, but any resurgence in oil prices or large‑scale infrastructure financing would likely reverse the recent moderation.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2025* trend | 67.86% | - | - |
| 2025 | 67.86% | +2.40% | #36 |
| 2022 | 65.46% | −10.71% | #113 |
| 2021 | 76.17% | −12.67% | #128 |
| 2020 | 88.84% | +13.55% | #134 |
| 2019 | 75.29% | +1.30% | #133 |
| 2018 | 73.98% | −4.16% | #132 |
| 2017 | 78.15% | −3.79% | #137 |
| 2016 | 81.94% | – | #141 |
Detected Pattern
Analysis
United Arab Emirates matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
United Arab Emirates's credit to gdp was 67.86% in 2025. Ranked 36th globally. This represents a 3.7% increase from the previous year.
United Arab Emirates's credit to gdp peaked at 88.84% in 2020.
The lowest credit to gdp in United Arab Emirates was 65.46% in 2022.
United Arab Emirates ranks 36th globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
United Arab Emirates's credit to gdp is projected to reach 67.86% by 2025 based on trend extrapolation.
The credit to gdp of United Arab Emirates in 2025 was 67.86%. This ranks 36th in the world.
Cite this page
@misc{historysaid_united-arab-emirates_credit-to-gdp,
title = {United Arab Emirates Credit to GDP},
url = {https://historysaid.com/united-arab-emirates/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}