Bahamas, The Lending Rate
Lending interest rate FR.INR.LEND
Bahamas, The's lending rate was 4.25% in 2025, ranked 94th globally. This represents a 0.0% increase from 2024. Data from World Bank, covering 1976–2025.
Overview
Bahamas, The's lending rate stood at 4.25% in 2025, a rise of +0.00pp from 2024. Based on recent trends, this figure is projected to reach 4.25% by 2025. Bahamas, The ranked 94th globally.
The Bahamas' lending rate has fluctuated notably over the past five decades. Initially, the rate peaked at 11.00% in 1984, but since then, it has been trending downwards, reaching an all-time low of 4.25% in 2025, where it currently stands. This decline is in contrast to the upward trend observed in peer countries such as China, whose lending rate of 4.35% is higher than that of the Bahamas. The steady decrease in lending rates in the Bahamas suggests a shift towards a more accommodative monetary policy. The current rate of 4.25% ranks the Bahamas at 94 globally, indicating a moderate stance compared to other countries. As the global economy continues to evolve, a significant change in the trajectory of the Bahamas' lending rate could be triggered by shifts in the country's economic growth or changes in the global interest rate environment, potentially leading to a further decline or stabilization of the lending rate.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 4.25% | - | - |
| 2026* trend | 4.25% | - | - |
| 2025* trend | 4.25% | - | - |
| 2025 | 4.25% | +0.00pp | #94 |
| 2024 | 4.25% | +0.00pp | #3 |
| 2023 | 4.25% | +0.00pp | #3 |
| 2022 | 4.25% | +0.00pp | #12 |
| 2021 | 4.25% | +0.00pp | #16 |
| 2020 | 4.25% | +0.00pp | #15 |
| 2019 | 4.25% | +0.00pp | #11 |
| 2018 | 4.25% | +0.00pp | #12 |
| 2017 | 4.25% | −0.50pp | #12 |
| 2016 | 4.75% | +0.00pp | #17 |
| 2015 | 4.75% | +0.00pp | #18 |
| 2014 | 4.75% | +0.00pp | #14 |
| 2013 | 4.75% | +0.00pp | #14 |
| 2012 | 4.75% | −0.31pp | #9 |
| 2011 | 5.06% | −0.44pp | #12 |
Detected Pattern
Analysis
Bahamas, The matched the Fiscal Dominance Trap pattern in 1981. Historically, 72% of countries showing this pattern (278 out of 386) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Bahamas, The's lending rate was 4.25% in 2025. Ranked 94th globally. This represents a 0.0% increase from the previous year.
Bahamas, The's lending rate peaked at 11.00% in 1981.
The lowest lending rate in Bahamas, The was 4.25% in 2017.
Bahamas, The ranks 94th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Bahamas, The's lending rate is projected to reach 4.25% by 2025 based on trend extrapolation.
The lending rate of Bahamas, The in 2025 was 4.25%. This ranks 94th in the world.
Cite this page
@misc{historysaid_bahamas-the_lending-rate,
title = {Bahamas, The Lending Rate},
url = {https://historysaid.com/bahamas-the/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}