Egypt, Arab Republic of Lending Rate
Lending interest rate FR.INR.LEND
Egypt, Arab Republic of's lending rate was 24.94% in 2025, ranked 6th globally. This represents a 2.7% increase from 2024. Data from World Bank, covering 1976–2025.
Overview
Egypt, Arab Republic of's lending rate stood at 24.94% in 2025, a rise of +0.65pp from 2024. Based on recent trends, this figure is projected to reach 24.94% by 2025. Egypt, Arab Republic of ranked 6th globally.
Egypt’s lending rate has risen sharply over the past five decades, climbing from an all‑time trough of 8.00 % in 1976 to an all‑time peak of 24.94 % in 2025, placing the country sixth highest globally. The 2025 figure of 24.94 % exceeds the rates of peers such as Mozambique (24.61 %) and Ukraine (23.40 %), and is only marginally lower than Brazil’s 47.24 % share of the top‑ten list. This steep upward trajectory reflects a combination of macro‑economic tightening, inflationary pressures and tighter monetary policy aimed at stabilising the Egyptian pound after years of devaluation. While the early post‑1970s period featured relatively modest rates, successive fiscal deficits and external shocks have driven the central bank to raise policy rates aggressively, culminating in the current level. If inflation moderates and fiscal consolidation gains momentum, the upward pressure on lending rates may ease, allowing the trajectory to flatten or even reverse in the medium term.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 31.78% | - | - |
| 2026* trend | 28.36% | - | - |
| 2025* trend | 24.94% | - | - |
| 2025 | 24.94% | +0.65pp | #6 |
| 2024 | 24.29% | +6.53pp | #75 |
| 2023 | 17.76% | +7.18pp | #78 |
| 2022 | 10.58% | +1.16pp | #60 |
| 2021 | 9.43% | −1.94pp | #72 |
| 2020 | 11.37% | −4.75pp | #75 |
| 2019 | 16.12% | −2.20pp | #97 |
| 2018 | 18.32% | +0.14pp | #106 |
| 2017 | 18.18% | +4.58pp | #119 |
| 2016 | 13.60% | +1.98pp | #95 |
| 2015 | 11.63% | −0.08pp | #82 |
| 2014 | 11.71% | −0.58pp | #89 |
| 2013 | 12.29% | +0.29pp | #93 |
| 2012 | 12.00% | +0.97pp | #85 |
| 2011 | 11.03% | +0.02pp | #78 |
Detected Pattern
Analysis
Egypt, Arab Republic of matched the Orthodox Tightening Cycle pattern in 2024. Historically, 57% of countries showing this pattern (177 out of 311) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Egypt, Arab Republic of's lending rate was 24.94% in 2025. Ranked 6th globally. This represents a 2.7% increase from the previous year.
Egypt, Arab Republic of's lending rate peaked at 24.94% in 2025.
The lowest lending rate in Egypt, Arab Republic of was 8.00% in 1976.
Egypt, Arab Republic of ranks 6th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Egypt, Arab Republic of's lending rate is projected to reach 24.94% by 2025 based on trend extrapolation.
The lending rate of Egypt, Arab Republic of in 2025 was 24.94%. This ranks 6th in the world.
Cite this page
@misc{historysaid_egypt-arab-republic-of_lending-rate,
title = {Egypt, Arab Republic of Lending Rate},
url = {https://historysaid.com/egypt-arab-republic-of/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}