Belize Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Belize's interest rate spread was 6.27% in 2025, ranked 33rd globally. This represents a 1.2% decrease from 2024. Data from World Bank, covering 1982–2025.
Overview
Belize's interest rate spread stood at 6.27% in 2025, a decline of +0.07pp from 2024. Based on recent trends, this figure is projected to reach 6.27% by 2025. Belize ranked 33rd globally.
Belize's interest rate spread has exhibited considerable volatility over the 44-year period, ranging from an all-time trough of -0.27% in 1982 to a peak of 9.10% in 2001. The indicator measures the difference between the lending and deposit interest rates, providing insight into the efficiency of the country's financial system. As of 2025, Belize ranks 33rd globally with an interest rate spread of 6.27%, surpassing Namibia's 6.33% and trailing Trinidad and Tobago's 6.39%. This relatively narrow spread suggests a more efficient financial system compared to some of its peers. However, the interest rate spread has historically been influenced by external factors such as global economic conditions and commodity prices. A shift in the global economic landscape or changes in the country's economic policies may alter the trajectory of Belize's interest rate spread, potentially leading to a reduction in the spread as the financial system becomes increasingly efficient.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 6.22% | - | - |
| 2026* trend | 6.25% | - | - |
| 2025* trend | 6.27% | - | - |
| 2025 | 6.27% | −0.07pp | #33 |
| 2024 | 6.35% | −0.01pp | #55 |
| 2023 | 6.36% | +0.05pp | #58 |
| 2022 | 6.30% | +0.09pp | #59 |
| 2021 | 6.21% | −0.35pp | #63 |
| 2020 | 6.55% | −0.56pp | #67 |
| 2019 | 7.12% | +0.00pp | #71 |
| 2018 | 7.12% | −0.23pp | #73 |
| 2017 | 7.34% | −0.20pp | #81 |
| 2016 | 7.54% | −0.18pp | #82 |
| 2015 | 7.72% | −0.21pp | #90 |
| 2014 | 7.92% | −0.06pp | #92 |
| 2013 | 7.98% | −0.04pp | #93 |
| 2012 | 8.03% | +1.11pp | #91 |
| 2011 | 6.92% | +0.80pp | #75 |
Detected Pattern
Analysis
Belize matched the Export Boom Cycle pattern in 1990. Historically, 71% of countries showing this pattern (546 out of 768) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Belize's interest rate spread was 6.27% in 2025. Ranked 33rd globally. This represents a 1.2% decrease from the previous year.
Belize's interest rate spread peaked at 9.10% in 2001.
The lowest interest rate spread in Belize was -0.27% in 1982.
Belize ranks 33rd globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Belize's interest rate spread is projected to reach 6.27% by 2025 based on trend extrapolation.
The interest rate spread of Belize in 2025 was 6.27%. This ranks 33rd in the world.
Cite this page
@misc{historysaid_belize_interest-rate-spread,
title = {Belize Interest Rate Spread},
url = {https://historysaid.com/belize/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}