Sierra Leone Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Sierra Leone's interest rate spread was 14.48% in 2025, ranked 8th globally. This represents a 5.4% increase from 2024. Data from World Bank, covering 1977–2025.
Overview
Sierra Leone's interest rate spread stood at 14.48% in 2025, a rise of +0.74pp from 2024. Based on recent trends, this figure is projected to reach 14.48% by 2025. Sierra Leone ranked 8th globally.
Sierra Leone's interest rate spread has exhibited significant fluctuations over its 49-year coverage period. The indicator peaked at 23.46% in 1993, a year that marked the height of the country's civil war, resulting in widespread economic instability. Conversely, the interest rate spread reached its all-time trough of 1.83% in 1980, a year preceding the outbreak of the conflict. As of 2025, Sierra Leone's interest rate spread stands at 14.48%, ranking eighth globally. This value is comparable to that of South Sudan, which ranked higher at 14.99%. The indicator's trajectory suggests that Sierra Leone's financial markets remain susceptible to external shocks and domestic economic upheaval. A sustained improvement in the country's economic stability, particularly in its post-conflict reconstruction efforts, would likely contribute to a narrowing of the interest rate spread and a more stable financial environment.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 15.15% | - | - |
| 2026* trend | 14.82% | - | - |
| 2025* trend | 14.48% | - | - |
| 2025 | 14.48% | +0.74pp | #8 |
| 2024 | 13.74% | −0.20pp | #72 |
| 2023 | 13.94% | +0.01pp | #80 |
| 2022 | 13.93% | +0.44pp | #84 |
| 2021 | 13.49% | +1.19pp | #94 |
| 2020 | 12.30% | +0.74pp | #94 |
| 2019 | 11.56% | +1.68pp | #95 |
| 2018 | 9.88% | −0.24pp | #93 |
| 2017 | 10.13% | −0.73pp | #104 |
| 2016 | 10.86% | −3.39pp | #112 |
| 2015 | 14.24% | +1.44pp | #118 |
| 2014 | 12.81% | +1.15pp | #118 |
| 2013 | 11.65% | +1.04pp | #114 |
| 2012 | 10.61% | −0.08pp | #109 |
| 2011 | 10.69% | −1.09pp | #106 |
Detected Pattern
Analysis
Sierra Leone matched the Currency Crisis Pattern pattern in 2023. Historically, 27% of countries showing this pattern (35 out of 128) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Sierra Leone's interest rate spread was 14.48% in 2025. Ranked 8th globally. This represents a 5.4% increase from the previous year.
Sierra Leone's interest rate spread peaked at 23.46% in 1993.
The lowest interest rate spread in Sierra Leone was 1.83% in 1980.
Sierra Leone ranks 8th globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Sierra Leone's interest rate spread is projected to reach 14.48% by 2025 based on trend extrapolation.
The interest rate spread of Sierra Leone in 2025 was 14.48%. This ranks 8th in the world.
Cite this page
@misc{historysaid_sierra-leone_interest-rate-spread,
title = {Sierra Leone Interest Rate Spread},
url = {https://historysaid.com/sierra-leone/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}