Ecuador Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
Ecuador's domestic credit was 64.87% in 2025, ranked 22nd globally. This represents a 5.0% increase from 2024. Data from World Bank, covering 2002–2025.
Overview
Ecuador's domestic credit stood at 64.87% in 2025, a rise of +3.07% from 2024. Based on recent trends, this figure is projected to reach 64.87% by 2025. Ecuador ranked 22nd globally.
Ecuador’s domestic credit to the private sector has risen sharply over the 24‑year series, climbing from 18.02 in 2002 to an all‑time peak of 64.87 in 2025, where it ranks 22nd globally. The trough of 15.72 in 2003 marked the low point of the early 2000s, after which credit expansion accelerated, reflecting reforms that liberalised banking and improved financial inclusion. By 2025 the country’s credit stock is marginally above Uruguay’s 64.08 and just below Georgia’s 65.74, situating Ecuador among the higher‑credit peers in the region. The sustained upward trajectory suggests that continued macro‑stability and deeper capital market development could further lift domestic credit, while any reversal in fiscal discipline or external shocks might temper the pace of growth.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 69.67% | - | - |
| 2026* trend | 67.27% | - | - |
| 2025* trend | 64.87% | - | - |
| 2025 | 64.87% | +3.07% | #22 |
| 2024 | 61.79% | +0.99% | #19 |
| 2023 | 60.80% | +3.35% | #23 |
| 2022 | 57.45% | +1.23% | #24 |
| 2021 | 56.22% | +4.13% | #24 |
| 2020 | 52.09% | +7.44% | #16 |
| 2019 | 44.64% | +4.14% | #16 |
| 2018 | 40.50% | +2.51% | #12 |
| 2017 | 38.00% | +1.57% | #10 |
| 2016 | 36.42% | +4.66% | #10 |
| 2015 | 31.76% | +1.04% | #7 |
| 2014 | 30.72% | +2.32% | #7 |
| 2013 | 28.41% | +1.33% | #7 |
| 2012 | 27.08% | +2.42% | #7 |
| 2011 | 24.66% | +1.19% | #9 |
Detected Pattern
Analysis
Ecuador matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
Ecuador's domestic credit was 64.87% in 2025. Ranked 22nd globally. This represents a 5.0% increase from the previous year.
Ecuador's domestic credit peaked at 64.87% in 2025.
The lowest domestic credit in Ecuador was 15.72% in 2003.
Ecuador ranks 22nd globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
Ecuador's domestic credit is projected to reach 64.87% by 2025 based on trend extrapolation.
The domestic credit of Ecuador in 2025 was 64.87%. This ranks 22nd in the world.
Cite this page
@misc{historysaid_ecuador_domestic-credit,
title = {Ecuador Domestic Credit},
url = {https://historysaid.com/ecuador/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}