Guatemala Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Guatemala's credit to gdp was 37.41% in 2025, ranked 76th globally. This represents a 1.7% increase from 2024. Data from World Bank, covering 2001–2025.
Overview
Guatemala's credit to gdp stood at 37.41% in 2025, a rise of +0.62% from 2024. Based on recent trends, this figure is projected to reach 37.41% by 2025. Guatemala ranked 76th globally.
Guatemala’s credit to GDP ratio has risen steadily over the 25‑year series, moving from 22.77 in 2001 to a record 37.41 in 2025, the highest point recorded in the series and the country’s all‑time peak. The low point occurred in 2002 at 21.56, after which the indicator has shown a consistent upward trajectory, reflecting expanding access to formal financing and modest improvements in financial sector depth. By 2025 Guatemala ranks 76th globally, closely flanked by Montenegro at 37.36 and Cyprus at 38.44, suggesting that its credit market development now mirrors that of small, open economies with relatively advanced financial systems. The sustained increase points to a gradual deepening of credit provision, yet the ratio remains below the levels of peers such as St. Lucia (38.35) and Dominica (36.33). Continued macro‑economic stability and targeted reforms to broaden loan availability could keep the upward trend intact, while adverse shocks would risk slowing progress.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 38.07% | - | - |
| 2026* trend | 37.74% | - | - |
| 2025* trend | 37.41% | - | - |
| 2025 | 37.41% | +0.62% | #76 |
| 2024 | 36.78% | −0.35% | #55 |
| 2023 | 37.13% | +0.54% | #68 |
| 2022 | 36.59% | +0.93% | #71 |
| 2021 | 35.66% | −0.19% | #68 |
| 2020 | 35.85% | +1.77% | #67 |
| 2019 | 34.08% | −0.97% | #71 |
| 2018 | 35.05% | −0.12% | #72 |
| 2017 | 35.17% | −0.54% | #72 |
| 2016 | 35.70% | +0.44% | #71 |
| 2015 | 35.26% | +1.77% | #70 |
| 2014 | 33.50% | +0.37% | #71 |
| 2013 | 33.13% | +0.96% | #71 |
| 2012 | 32.17% | +8.21% | #73 |
| 2011 | 23.96% | −0.25% | #61 |
Detected Pattern
Analysis
Guatemala matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
Guatemala's credit to gdp was 37.41% in 2025. Ranked 76th globally. This represents a 1.7% increase from the previous year.
Guatemala's credit to gdp peaked at 37.41% in 2025.
The lowest credit to gdp in Guatemala was 21.56% in 2002.
Guatemala ranks 76th globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Guatemala's credit to gdp is projected to reach 37.41% by 2025 based on trend extrapolation.
The credit to gdp of Guatemala in 2025 was 37.41%. This ranks 76th in the world.
Cite this page
@misc{historysaid_guatemala_credit-to-gdp,
title = {Guatemala Credit to GDP},
url = {https://historysaid.com/guatemala/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}