Guatemala Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
Guatemala's domestic credit was 42.80% in 2025, ranked 37th globally. This represents a 1.8% decrease from 2024. Data from World Bank, covering 2001–2025.
Overview
Guatemala's domestic credit stood at 42.80% in 2025, a decline of +0.76% from 2024. Based on recent trends, this figure is projected to reach 42.80% by 2025. Guatemala ranked 37th globally.
Guatemala’s domestic credit to the private sector has risen steadily over the 25‑year span, moving from 27.72 in 2001 to a World Bank‑reported 42.80 in 2025, placing the country 37th in the global ranking. The indicator reached its all‑time peak of 47.78 in 2020, after a low of 27.22 in 2002, indicating a persistent expansion of banking‑sector financing despite occasional setbacks. Compared with peers, Guatemala’s 2025 level is slightly below Türkiye’s 44.59 and Kazakhstan’s 41.32, and well under Indonesia’s 48.58, suggesting room for further growth within the regional context. The upward trajectory reflects broader credit‑market liberalisation and modest improvements in financial inclusion, yet the gap with higher‑ranking economies points to structural constraints such as limited collateral and uneven income distribution. Continued reforms in credit reporting, digital banking and risk‑management frameworks could sustain the current expansion and potentially lift Guatemala’s domestic credit ratio above the mid‑40s in the coming years.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 40.90% | - | - |
| 2026* trend | 41.85% | - | - |
| 2025* trend | 42.80% | - | - |
| 2025 | 42.80% | −0.76% | #37 |
| 2024 | 43.56% | −1.36% | #11 |
| 2023 | 44.92% | −1.08% | #15 |
| 2022 | 46.00% | +0.03% | #17 |
| 2021 | 45.97% | −1.81% | #16 |
| 2020 | 47.78% | +4.34% | #14 |
| 2019 | 43.44% | −0.50% | #15 |
| 2018 | 43.94% | +1.23% | #13 |
| 2017 | 42.71% | −0.86% | #16 |
| 2016 | 43.57% | −0.34% | #14 |
| 2015 | 43.91% | +1.51% | #12 |
| 2014 | 42.40% | +1.15% | #12 |
| 2013 | 41.25% | +1.56% | #13 |
| 2012 | 39.69% | +2.31% | #14 |
| 2011 | 37.38% | +0.24% | #18 |
Detected Pattern
Analysis
Guatemala matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
Guatemala's domestic credit was 42.80% in 2025. Ranked 37th globally. This represents a 1.8% decrease from the previous year.
Guatemala's domestic credit peaked at 47.78% in 2020.
The lowest domestic credit in Guatemala was 27.22% in 2002.
Guatemala ranks 37th globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
Guatemala's domestic credit is projected to reach 42.80% by 2025 based on trend extrapolation.
The domestic credit of Guatemala in 2025 was 42.80%. This ranks 37th in the world.
Cite this page
@misc{historysaid_guatemala_domestic-credit,
title = {Guatemala Domestic Credit},
url = {https://historysaid.com/guatemala/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}