Guyana Lending Rate
Lending interest rate FR.INR.LEND
Guyana's lending rate was 7.90% in 2025, ranked 61st globally. This represents a 5.7% decrease from 2024. Data from World Bank, covering 1981–2025.
Overview
Guyana's lending rate stood at 7.90% in 2025, a decline of +0.48pp from 2024. Based on recent trends, this figure is projected to reach 7.90% by 2025. Guyana ranked 61st globally.
Guyana’s policy lending rate has fallen dramatically over the past four decades, sliding from an early‑record 13.50 % in 1981 to a historic low of 7.90 % in 2025, which also ranks the country 61st globally. The steepest increase occurred in 1991 when the rate peaked at 33.55 %, reflecting the severe macro‑financial stress of that period. Since the early 2000s, successive monetary‑policy adjustments and improved fiscal discipline have produced a steady downward trajectory, bringing the rate close to that of regional peers such as Trinidad and Tobago (7.89 %) and Papua New Guinea (7.93 %). The 45‑year coverage shows that the current trough coincides with a broader regional trend of lower borrowing costs, driven by modest inflation and stable external financing conditions. Continued moderation of inflation expectations and further deepening of domestic capital markets would be required to sustain or deepen the decline, while any resurgence of fiscal deficits could reverse the trend.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 7.36% | - | - |
| 2026* trend | 7.63% | - | - |
| 2025* trend | 7.90% | - | - |
| 2025 | 7.90% | −0.48pp | #61 |
| 2024 | 8.38% | +0.00pp | #34 |
| 2023 | 8.38% | −0.04pp | #37 |
| 2022 | 8.42% | −0.46pp | #49 |
| 2021 | 8.88% | −0.59pp | #67 |
| 2020 | 9.47% | −1.01pp | #65 |
| 2019 | 10.48% | −2.52pp | #68 |
| 2018 | 13.00% | +0.00pp | #86 |
| 2017 | 13.00% | +0.00pp | #92 |
| 2016 | 13.00% | +0.17pp | #89 |
| 2015 | 12.83% | −0.00pp | #90 |
| 2014 | 12.83% | −0.67pp | #95 |
| 2013 | 13.50% | −0.36pp | #99 |
| 2012 | 13.86% | −0.59pp | #99 |
| 2011 | 14.45% | −0.09pp | #101 |
Detected Pattern
Analysis
Guyana matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Guyana's lending rate was 7.90% in 2025. Ranked 61st globally. This represents a 5.7% decrease from the previous year.
Guyana's lending rate peaked at 33.55% in 1991.
The lowest lending rate in Guyana was 7.90% in 2025.
Guyana ranks 61st globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Guyana's lending rate is projected to reach 7.90% by 2025 based on trend extrapolation.
The lending rate of Guyana in 2025 was 7.90%. This ranks 61st in the world.
Cite this page
@misc{historysaid_guyana_lending-rate,
title = {Guyana Lending Rate},
url = {https://historysaid.com/guyana/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}