India Lowest Lending Rate
Lending interest rate · World Bank
The lowest lending rate in India was 7.80% in 2025. The top 5 years were: 2025 (7.80%), 2010 (8.33%), 2022 (8.57%), 2021 (8.70%), 2020 (9.15%).
Top 5 Lowest Years▾
India Top 5 Lowest Lending Rate Years
| Rank | Year | Value |
| 1st |
2025 |
7.80% |
| 2nd |
2010 |
8.33% |
| 3rd |
2022 |
8.57% |
| 4th |
2021 |
8.70% |
| 5th |
2020 |
9.15% |
All Data (sorted by value)▾
| Year | Value | Change | Rank |
| 2025 |
7.80% |
−0.77pp |
63rd |
| 2022 |
8.57% |
−0.13pp |
53rd |
| 2021 |
8.70% |
−0.45pp |
66th |
| 2020 |
9.15% |
−0.32pp |
64th |
| 2010 |
8.33% |
−3.85pp |
45th |
| 2019 |
9.47% |
+0.01pp |
60th |
| 2018 |
9.45% |
−0.05pp |
64th |
| 2017 |
9.51% |
−0.16pp |
70th |
| 2016 |
9.67% |
−0.34pp |
69th |
| 2015 |
10.01% |
−0.24pp |
72nd |
| 2014 |
10.25% |
−0.04pp |
74th |
| 2013 |
10.29% |
−0.31pp |
76th |
| 2012 |
10.60% |
+0.44pp |
72nd |
| 2011 |
10.17% |
+1.83pp |
66th |
| 2006 |
11.19% |
+0.44pp |
73rd |
| 2005 |
10.75% |
−0.17pp |
63rd |
| 2004 |
10.92% |
−0.54pp |
53rd |
| 2009 |
12.19% |
−1.13pp |
75th |
| 2003 |
11.46% |
−0.46pp |
45th |
| 2002 |
11.92% |
−0.17pp |
47th |
| 2007 |
13.02% |
+1.83pp |
78th |
| 2001 |
12.08% |
−0.21pp |
45th |
| 2000 |
12.29% |
−0.25pp |
44th |
| 2008 |
13.31% |
+0.29pp |
79th |
| 1999 |
12.54% |
−1.00pp |
39th |
| 1998 |
13.54% |
−0.29pp |
37th |
| 1997 |
13.83% |
−2.13pp |
37th |
| 1978 |
13.50% |
– |
21st |
| 1996 |
15.96% |
+0.50pp |
42nd |
| 1995 |
15.46% |
+0.71pp |
41st |
| 1994 |
14.75% |
−1.50pp |
39th |
| 1979 |
14.50% |
+1.00pp |
25th |
| 1993 |
16.25% |
−2.67pp |
44th |
| 1990 |
16.50% |
+0.00pp |
39th |
| 1989 |
16.50% |
+0.00pp |
39th |
| 1988 |
16.50% |
+0.00pp |
43rd |
| 1987 |
16.50% |
+0.00pp |
45th |
| 1986 |
16.50% |
+0.00pp |
45th |
| 1985 |
16.50% |
+0.00pp |
37th |
| 1984 |
16.50% |
+0.00pp |
38th |
| 1983 |
16.50% |
+0.00pp |
40th |
| 1982 |
16.50% |
+0.00pp |
37th |
| 1981 |
16.50% |
+0.00pp |
35th |
| 1980 |
16.50% |
+2.00pp |
33rd |
| 1991 |
17.88% |
+1.38pp |
42nd |
| 1992 |
18.92% |
+1.04pp |
46th |
Show all