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India - Lending Rate 2025

Lending interest rate · World Bank
7.80% −0.77pp from 2024 Global rank: 63rd

India's lending rate was 7.80% in 2025. This was the 63rd highest globally.

Global Ranking - 2025▾
Lending Rate by Country - 2025
RankCountryValueYoY
1st Zimbabwe 242.17% 42.2%
2nd Argentina 92.48% 49.9%
3rd Madagascar 53.37% -0.4%
4th Brazil 47.24% 17.4%
5th Malawi 39.42% 6.4%
6th Egypt, Arab Republic of 24.94% 2.7%
7th Mozambique 24.61% 13.3%
8th Ukraine 23.40% 19.5%
9th Uzbekistan 22.85% -1.2%
10th Colombia 21.90% 33.8%
11th Sierra Leone 20.97% 2.6%
12th Kyrgyz Republic 20.64% 4.3%
13th Angola 18.20% -6.2%
14th São Tomé and Principe 17.05% -4.3%
15th Dominican Republic 16.44% 7.8%
16th Hungary 16.00% 75.4%
17th Rwanda 15.96% -0.3%
18th South Sudan 15.14% 3.1%
19th Honduras 14.52% -9.2%
20th Suriname 14.47% -2.2%
21st Iceland 14.41% 15.6%
22nd Gambia, The 13.65% -34.2%
23rd Kenya 13.54% -0.3%
24th Mexico 13.38% 19.3%
25th Haiti 13.36% -6.0%
26th Russian Federation 13.33% 14.7%
27th Armenia 13.23% 0.6%
28th Georgia 13.14% 9.2%
29th Azerbaijan 13.12% -10.5%
30th South Africa 13.02% 12.0%
31st Namibia 12.12% 10.6%
32nd Guatemala 12.05% -2.8%
33rd Eswatini 11.91% 9.5%
34th Lesotho 11.89% 6.1%
35th Nigeria 11.75% -16.1%
36th Jamaica 11.73% -2.2%
37th Moldova 11.64% 30.7%
38th Maldives 11.47% -0.7%
39th Belarus 10.89% 9.0%
40th Uruguay 10.81% 9.1%
41st Bhutan 10.37% -1.6%
42nd Mauritius 10.17% 8.5%
43rd Nicaragua 10.14% -9.7%
44th Romania 10.07% 14.9%
45th Burundi 9.71% -13.6%
46th Viet Nam 9.54% 2.3%
47th Peru 9.44% -25.0%
48th Timor-Leste 9.28% -12.5%
49th Bangladesh 9.04% -8.2%
50th Jordan 9.04% 6.6%
51st Seychelles 8.87% -9.5%
52nd Costa Rica 8.68% 18.4%
53rd Indonesia 8.49% -3.4%
54th Bolivia, Plurinational State of 8.35% -3.4%
55th Belize 8.32% -1.2%
56th Vanuatu 8.30% -3.9%
57th Samoa 8.23% -2.4%
58th Barbados 8.05% 0.0%
59th Algeria 8.00% 0.0%
60th Papua New Guinea 7.93% -4.9%
61st Guyana 7.90% -5.7%
62nd Trinidad and Tobago 7.89% 5.2%
63rd India 7.80% -9.0%
64th Tonga 7.74% -0.3%
65th Cabo Verde 7.52% -3.4%
66th Qatar 7.06% 14.3%
67th Norway 6.91% 12.5%
68th Panama 6.91% 0.1%
69th Grenada 6.87% -0.2%
70th Botswana 6.78% 8.3%
71st St. Vincent and the Grenadines 6.77% -4.5%
72nd Montenegro 6.64% 0.6%
73rd Albania 6.58% 2.1%
74th Macao SAR, China 6.26% 4.0%
75th Antigua and Barbuda 6.23% -4.6%
76th St. Kitts and Nevis 6.14% -5.0%
77th San Marino 6.13% 11.5%
78th St. Lucia 6.01% -4.5%
79th Hong Kong SAR, China 6.00% 4.5%
80th Italy 5.97% 13.6%
81st Aruba 5.96% 2.8%
82nd Korea 5.83% 23.2%
83rd North Macedonia 5.77% -1.5%
84th Malaysia 5.74% 8.7%
85th Dominica 5.55% -4.8%
86th Brunei Darussalam 5.50% 0.0%
87th Kuwait 5.36% 3.6%
88th Czechia 5.30% 12.4%
89th Comoros 5.22% -35.0%
90th Bosnia and Herzegovina 4.74% 6.5%
91st Bulgaria 4.51% -2.2%
92nd Thailand 4.48% 7.5%
93rd China 4.35% 0.0%
94th Bahamas, The 4.25% 0.0%
95th Fiji 4.19% -9.1%
96th Switzerland 3.02% 1.6%
97th Israel 2.54% -14.1%

FAQ

What was India's lending rate in 2025?▾

India's lending rate in 2025 was 7.80%. This ranked 63rd globally.

How did India's lending rate change in 2025?▾

India's lending rate decreased by 9.0% in 2025 compared to 2024.

Which country had the highest lending rate in 2025?▾

Zimbabwe had the highest lending rate in 2025 at 242.17%.

What is the lending rate of India in 2025?▾

The lending rate of India in 2025 was 7.80%. This ranked 63rd globally.

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