Indonesia Lending Rate
Lending interest rate FR.INR.LEND
Indonesia's lending rate was 8.49% in 2025, ranked 53rd globally. This represents a 3.4% decrease from 2024. Data from World Bank, covering 1986–2025.
Overview
Indonesia's lending rate stood at 8.49% in 2025, a decline of +0.30pp from 2024. Based on recent trends, this figure is projected to reach 8.49% by 2025. Indonesia ranked 53rd globally.
Indonesia's lending rate has undergone significant fluctuations over the past four decades, ranging from an all-time high of 32.15% in 1998 to its current low of 8.49% as of 2025. This decline reflects a gradual decrease in interest rates since the 1997 Asian financial crisis, which had pushed rates to an all-time high. In comparison, neighboring countries such as Costa Rica and Bolivia, Plurinational State of have also experienced decreases in their lending rates, with Costa Rica's rate at 8.68% as of 2025. The Indonesian lending rate has steadily decreased over the years, indicating a shift towards a more accommodative monetary policy, likely in response to the country's economic growth and inflation rates. With the current lending rate at its lowest point, a potential increase in inflation or economic downturn could prompt a rise in lending rates, altering the trajectory of Indonesia's monetary policy.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 8.20% | - | - |
| 2026* trend | 8.34% | - | - |
| 2025* trend | 8.49% | - | - |
| 2025 | 8.49% | −0.30pp | #53 |
| 2024 | 8.80% | −0.13pp | #40 |
| 2023 | 8.93% | +0.41pp | #40 |
| 2022 | 8.52% | −0.40pp | #51 |
| 2021 | 8.92% | −0.62pp | #68 |
| 2020 | 9.54% | −0.82pp | #67 |
| 2019 | 10.37% | −0.17pp | #67 |
| 2018 | 10.54% | −0.54pp | #72 |
| 2017 | 11.07% | −0.82pp | #84 |
| 2016 | 11.89% | −0.77pp | #84 |
| 2015 | 12.66% | +0.06pp | #89 |
| 2014 | 12.61% | +0.95pp | #94 |
| 2013 | 11.66% | −0.14pp | #88 |
| 2012 | 11.80% | −0.61pp | #83 |
| 2011 | 12.40% | −0.85pp | #85 |
Detected Pattern
Analysis
Indonesia matched the Export Boom Cycle pattern in 2011. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Indonesia's lending rate was 8.49% in 2025. Ranked 53rd globally. This represents a 3.4% decrease from the previous year.
Indonesia's lending rate peaked at 32.15% in 1998.
The lowest lending rate in Indonesia was 8.49% in 2025.
Indonesia ranks 53rd globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Indonesia's lending rate is projected to reach 8.49% by 2025 based on trend extrapolation.
The lending rate of Indonesia in 2025 was 8.49%. This ranks 53rd in the world.
Cite this page
@misc{historysaid_indonesia_lending-rate,
title = {Indonesia Lending Rate},
url = {https://historysaid.com/indonesia/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}