Kosovo Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Kosovo's credit to gdp was 61.26% in 2025, ranked 43rd globally. This represents a 0.4% increase from 2024. Data from World Bank, covering 2008–2025.
Overview
Kosovo's credit to gdp stood at 61.26% in 2025, a rise of +0.25% from 2024. Based on recent trends, this figure is projected to reach 61.26% by 2025. Kosovo ranked 43rd globally.
Kosovo’s credit to GDP ratio has risen steadily over the 18‑year span covered by World Bank data, moving from a low of 36.09 in 2008 to an all‑time peak of 61.26 in 2025, placing the country 43rd in the global ranking. This upward trajectory reflects a gradual deepening of financial intermediation and expanding access to formal credit channels, a pattern mirrored in peers such as El Salvador (61.22) and Georgia (61.20). The modest but persistent increase suggests that domestic banks have been able to mobilise additional resources without a corresponding surge in non‑performing loans, a prerequisite for sustaining credit growth. Nevertheless, Kosovo’s ratio remains below the regional average for emerging economies, indicating room for further expansion of the financial sector. Continued improvement in regulatory frameworks, digital banking adoption, and macro‑economic stability would likely reinforce the current trend and push the credit‑to‑GDP share higher in the coming years.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 65.90% | - | - |
| 2026* trend | 63.58% | - | - |
| 2025* trend | 61.26% | - | - |
| 2025 | 61.26% | +0.25% | #43 |
| 2024 | 61.00% | +5.75% | #85 |
| 2023 | 55.25% | +2.47% | #95 |
| 2022 | 52.78% | +1.99% | #98 |
| 2021 | 50.79% | −0.84% | #95 |
| 2020 | 51.62% | +4.95% | #88 |
| 2019 | 46.67% | +2.21% | #94 |
| 2018 | 44.46% | +2.80% | #90 |
| 2017 | 41.66% | +2.71% | #83 |
| 2016 | 38.95% | +1.66% | #79 |
| 2015 | 37.30% | +0.28% | #76 |
| 2014 | 37.01% | +0.31% | #77 |
| 2013 | 36.70% | −1.20% | #81 |
| 2012 | 37.90% | −0.58% | #86 |
| 2011 | 38.48% | −0.21% | #87 |
Analysis
Kosovo's credit to gdp was 61.26% in 2025, a rise of +0.25% from 2024. Based on trends, estimated 61.26% by 2025.
Frequently Asked Questions
Kosovo's credit to gdp was 61.26% in 2025. Ranked 43rd globally. This represents a 0.4% increase from the previous year.
Kosovo's credit to gdp peaked at 61.26% in 2025.
The lowest credit to gdp in Kosovo was 36.09% in 2008.
Kosovo ranks 43rd globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Kosovo's credit to gdp is projected to reach 61.26% by 2025 based on trend extrapolation.
The credit to gdp of Kosovo in 2025 was 61.26%. This ranks 43rd in the world.
Cite this page
@misc{historysaid_kosovo_credit-to-gdp,
title = {Kosovo Credit to GDP},
url = {https://historysaid.com/kosovo/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}