Kosovo Lending Rate
Lending interest rate FR.INR.LEND
Kosovo's lending rate was 6.65% in 2018, ranked 33rd globally. This represents a 2.6% decrease from 2017. Data from World Bank, covering 2004–2018.
Overview
Kosovo's lending rate stood at 6.65% in 2018, a decline of +0.18pp from 2017. Kosovo ranked 33rd globally.
Kosovo’s lending rate has fallen sharply over the 15‑year span covered by World Bank data, dropping from an early‑year level of 14.79 % in 2004 to a trough of 6.65 % in 2018, the lowest figure recorded in the series and the country’s all‑time low. The peak arrived in 2008 at 14.83 %, reflecting the global credit tightening that followed the financial crisis, before a sustained decline set in as monetary policy eased and banking sector reforms took hold. By 2018 Kosovo ranked 33rd globally, with a rate only marginally above Montenegro’s 6.53 % and closely comparable to Benin’s 6.76 %, suggesting convergence with other emerging economies that have pursued similar liberalisation paths. The downward trajectory has been driven by a combination of lower policy rates, improved risk assessments, and increased competition among lenders. Continued macro‑stability and further integration into European financial markets are likely to keep the lending rate on a modestly declining path, barring external shocks.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2018 | 6.65% | −0.18pp | #33 |
| 2017 | 6.83% | −0.61pp | #43 |
| 2016 | 7.45% | −0.87pp | #48 |
| 2015 | 8.32% | −2.30pp | #56 |
| 2014 | 10.62% | −1.21pp | #78 |
| 2013 | 11.82% | −0.85pp | #89 |
| 2012 | 12.67% | −1.11pp | #92 |
| 2011 | 13.78% | −0.59pp | #94 |
| 2010 | 14.37% | −0.02pp | #98 |
| 2009 | 14.39% | −0.44pp | #88 |
| 2008 | 14.83% | +0.26pp | #91 |
| 2007 | 14.57% | +0.08pp | #92 |
| 2006 | 14.49% | +0.07pp | #91 |
| 2005 | 14.42% | −0.37pp | #86 |
| 2004 | 14.79% | – | #78 |
Analysis
Kosovo's lending rate was 6.65% in 2018, a decline of −0.18pp from 2017.
Frequently Asked Questions
Kosovo's lending rate was 6.65% in 2018. Ranked 33rd globally. This represents a 2.6% decrease from the previous year.
Kosovo's lending rate peaked at 14.83% in 2008.
The lowest lending rate in Kosovo was 6.65% in 2018.
Kosovo ranks 33rd globally in lending rate as of 2018.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
The lending rate of Kosovo in 2018 was 6.65%. This ranks 33rd in the world.
Cite this page
@misc{historysaid_kosovo_lending-rate,
title = {Kosovo Lending Rate},
url = {https://historysaid.com/kosovo/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}