Kuwait Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Kuwait's interest rate spread was 2.41% in 2025, ranked 83rd globally. This represents a 2.2% decrease from 2024. Data from World Bank, covering 1980–2025.
Overview
Kuwait's interest rate spread stood at 2.41% in 2025, a decline of +0.05pp from 2024. Based on recent trends, this figure is projected to reach 2.41% by 2025. Kuwait ranked 83rd globally.
Kuwait's interest rate spread, a gauge of the difference between lending and deposit rates, has exhibited fluctuations over the 46-year period covered by the World Bank data. Notably, the all-time peak of 4.03% in 2005 indicates a significant gap between the interest rates offered by Kuwaiti banks for lending and those paid by depositors, which may have hindered economic growth. Conversely, the all-time trough of 0.07% in 1981 suggests a low-risk environment, conducive to borrowing and investment. As of 2025, Kuwait's interest rate spread ranks 83 globally at 2.41%, closely trailed by Jordan with 2.63%. Compared to its peer countries, Czechia's interest rate spread of 2.33% is the closest to Kuwait's, while Romania's 2.51% is slightly higher. A reduction in interest rate spreads would likely be triggered by monetary policy adjustments, potentially driven by changes in the global economic environment or shifts in Kuwait's domestic economic conditions.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 2.42% | - | - |
| 2026* trend | 2.42% | - | - |
| 2025* trend | 2.41% | - | - |
| 2025 | 2.41% | −0.05pp | #83 |
| 2024 | 2.47% | +0.04pp | #7 |
| 2023 | 2.43% | +0.12pp | #9 |
| 2022 | 2.31% | +0.00pp | #9 |
| 2021 | 2.30% | −0.21pp | #14 |
| 2020 | 2.52% | −0.40pp | #15 |
| 2019 | 2.92% | −0.24pp | #21 |
| 2018 | 3.16% | +0.08pp | #26 |
| 2017 | 3.08% | +0.22pp | #30 |
| 2016 | 2.85% | +0.46pp | #27 |
| 2015 | 2.40% | +0.15pp | #25 |
| 2014 | 2.24% | −0.30pp | #20 |
| 2013 | 2.54% | −0.40pp | #25 |
| 2012 | 2.94% | −0.09pp | #25 |
| 2011 | 3.03% | −0.05pp | #25 |
Detected Pattern
Analysis
Kuwait matched the Export Boom Cycle pattern in 2012. Historically, 71% of countries showing this pattern (546 out of 768) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Kuwait's interest rate spread was 2.41% in 2025. Ranked 83rd globally. This represents a 2.2% decrease from the previous year.
Kuwait's interest rate spread peaked at 4.03% in 2005.
The lowest interest rate spread in Kuwait was 0.07% in 1981.
Kuwait ranks 83rd globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Kuwait's interest rate spread is projected to reach 2.41% by 2025 based on trend extrapolation.
The interest rate spread of Kuwait in 2025 was 2.41%. This ranks 83rd in the world.
Cite this page
@misc{historysaid_kuwait_interest-rate-spread,
title = {Kuwait Interest Rate Spread},
url = {https://historysaid.com/kuwait/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}