Malta Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Malta's credit to gdp was 58.54% in 2025, ranked 50th globally. This represents a 5.5% decrease from 2024. Data from World Bank, covering 2005–2025.
Overview
Malta's credit to gdp stood at 58.54% in 2025, a decline of +3.38% from 2024. Based on recent trends, this figure is projected to reach 58.54% by 2025. Malta ranked 50th globally.
Malta’s credit to GDP ratio has contracted sharply from a high of 121.57 percent in 2009 to 58.54 percent in 2025, placing the country 50th globally and marking the lowest level recorded over the 21‑year series. The decline reflects a sustained reduction in private sector borrowing and a modest expansion of domestic credit, contrasting with the Slovak Republic’s 59.03 percent and Estonia’s 57.79 percent in the same year, which occupy adjacent positions in the World Bank rankings. The early peak coincided with the post‑global‑financial‑crisis credit boom, while the 2025 trough aligns with tighter monetary conditions and a shift toward fiscal consolidation. Despite the steep downward trajectory, Malta’s credit to GDP remains above the 2025 levels of Ecuador (58.07 percent) and Tunisia (59.53 percent), suggesting that further declines are possible if credit supply remains constrained. Future movements will likely depend on the pace of monetary easing and the resilience of the domestic banking sector, which could either stabilize the ratio or prompt a modest rebound.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 52.41% | - | - |
| 2026* trend | 55.47% | - | - |
| 2025* trend | 58.54% | - | - |
| 2025 | 58.54% | −3.38% | #50 |
| 2024 | 61.92% | −2.28% | #86 |
| 2023 | 64.20% | −4.76% | #109 |
| 2022 | 68.96% | +0.55% | #117 |
| 2021 | 68.41% | −6.72% | #118 |
| 2020 | 75.13% | +5.60% | #120 |
| 2019 | 69.53% | +0.44% | #130 |
| 2018 | 69.09% | −1.80% | #130 |
| 2017 | 70.88% | −8.44% | #132 |
| 2016 | 79.32% | −4.09% | #138 |
| 2015 | 83.41% | −11.08% | #142 |
| 2014 | 94.49% | −5.38% | #151 |
| 2013 | 99.87% | −8.73% | #151 |
| 2012 | 108.61% | −8.34% | #152 |
| 2011 | 116.94% | +1.94% | #154 |
Detected Pattern
Analysis
Malta matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
Malta's credit to gdp was 58.54% in 2025. Ranked 50th globally. This represents a 5.5% decrease from the previous year.
Malta's credit to gdp peaked at 121.57% in 2009.
The lowest credit to gdp in Malta was 58.54% in 2025.
Malta ranks 50th globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Malta's credit to gdp is projected to reach 58.54% by 2025 based on trend extrapolation.
The credit to gdp of Malta in 2025 was 58.54%. This ranks 50th in the world.
Cite this page
@misc{historysaid_malta_credit-to-gdp,
title = {Malta Credit to GDP},
url = {https://historysaid.com/malta/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}