Malta Lending Rate
Lending interest rate FR.INR.LEND
Malta's lending rate was 4.71% in 2013, ranked 13th globally. This represents a 0.1% increase from 2012. Data from World Bank, covering 1995–2013.
Overview
Malta's lending rate stood at 4.71% in 2013, a rise of +0.00pp from 2012. Malta ranked 13th globally.
Malta’s lending rate fell from an early‑period high of 7.38 % in 1995 to an all‑time peak of 8.09 % in 1998, before reaching a trough of 4.47 % in 2009 and stabilising at 4.71 % in 2013, ranking it thirteenth globally. The decline of more than three percentage points between the 1998 peak and the 2009 trough reflects the broader post‑global‑financial‑crisis easing of monetary conditions across advanced economies, while the modest rebound to 4.71 % in 2013 aligns Malta with peers such as Malaysia (4.65 %) and the Czech Republic (4.97 %). Over the 19‑year coverage period, the trend suggests a gradual convergence toward lower borrowing costs, a pattern that could be reinforced by further integration with European Union monetary policy or by domestic reforms aimed at deepening the financial sector, potentially nudging the rate lower still.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2013 | 4.71% | +0.00pp | #13 |
| 2012 | 4.70% | −0.04pp | #8 |
| 2011 | 4.75% | +0.15pp | #8 |
| 2010 | 4.60% | +0.13pp | #9 |
| 2009 | 4.47% | −1.42pp | #7 |
| 2008 | 5.89% | −0.35pp | #22 |
| 2007 | 6.24% | +0.58pp | #20 |
| 2006 | 5.65% | +0.15pp | #19 |
| 2005 | 5.51% | +0.18pp | #11 |
| 2004 | 5.32% | −0.53pp | #12 |
| 2003 | 5.85% | −0.19pp | #14 |
| 2002 | 6.04% | −0.86pp | #13 |
| 2001 | 6.90% | −0.38pp | #12 |
| 2000 | 7.28% | −0.42pp | #13 |
| 1999 | 7.70% | −0.39pp | #15 |
Detected Pattern
Analysis
Malta matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Malta's lending rate was 4.71% in 2013. Ranked 13th globally. This represents a 0.1% increase from the previous year.
Malta's lending rate peaked at 8.09% in 1998.
The lowest lending rate in Malta was 4.47% in 2009.
Malta ranks 13th globally in lending rate as of 2013.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
The lending rate of Malta in 2013 was 4.71%. This ranks 13th in the world.
Cite this page
@misc{historysaid_malta_lending-rate,
title = {Malta Lending Rate},
url = {https://historysaid.com/malta/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}