Moldova Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
Moldova's domestic credit was 30.51% in 2025, ranked 45th globally. This represents a 4.8% decrease from 2024. Data from World Bank, covering 2010–2025.
Overview
Moldova's domestic credit stood at 30.51% in 2025, a decline of +1.53% from 2024. Based on recent trends, this figure is projected to reach 30.51% by 2025. Moldova ranked 45th globally.
Moldova’s domestic credit to the private sector stood at 30.51 percent of GDP in 2025, ranking 45th globally, and has risen modestly from 30.28 percent in 2010 over a 16‑year span. The indicator peaked in 2013 at 38.52 percent before falling to a trough of 23.49 percent in 2017, reflecting the volatility of credit flows during the post‑global‑financial‑crisis adjustment and subsequent domestic fiscal tightening. Compared with its nearest peer, Uzbekistan, which recorded 31.62 percent, Moldova’s credit level remains slightly lower, suggesting a more constrained financial intermediation environment. The post‑trough recovery has been gradual, with credit growth averaging less than one percent per year, indicating limited expansion of lending capacity despite modest macro‑economic improvements. Continued reforms to strengthen banking supervision, improve collateral frameworks and diversify funding sources could accelerate credit growth, potentially raising Moldova’s domestic credit ratio above its recent plateau in the coming years.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 30.81% | - | - |
| 2026* trend | 30.66% | - | - |
| 2025* trend | 30.51% | - | - |
| 2025 | 30.51% | −1.53% | #45 |
| 2024 | 32.04% | +3.39% | #6 |
| 2023 | 28.64% | −0.73% | #7 |
| 2022 | 29.37% | +0.08% | #6 |
| 2021 | 29.29% | −1.68% | #6 |
| 2020 | 30.97% | +3.88% | #7 |
| 2019 | 27.09% | +2.21% | #7 |
| 2018 | 24.88% | +1.39% | #6 |
| 2017 | 23.49% | −3.52% | #5 |
| 2016 | 27.01% | −3.89% | #6 |
| 2015 | 30.91% | −2.05% | #6 |
| 2014 | 32.96% | −5.57% | #8 |
| 2013 | 38.52% | +2.17% | #11 |
| 2012 | 36.35% | +3.83% | #13 |
| 2011 | 32.52% | +2.25% | #13 |
Detected Pattern
Analysis
Moldova matched the Fiscal Dominance Trap pattern in 2022. Historically, 72% of countries showing this pattern (278 out of 386) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
Moldova's domestic credit was 30.51% in 2025. Ranked 45th globally. This represents a 4.8% decrease from the previous year.
Moldova's domestic credit peaked at 38.52% in 2013.
The lowest domestic credit in Moldova was 23.49% in 2017.
Moldova ranks 45th globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
Moldova's domestic credit is projected to reach 30.51% by 2025 based on trend extrapolation.
The domestic credit of Moldova in 2025 was 30.51%. This ranks 45th in the world.
Cite this page
@misc{historysaid_moldova_domestic-credit,
title = {Moldova Domestic Credit},
url = {https://historysaid.com/moldova/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}