Nicaragua Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
Nicaragua's domestic credit was 23.09% in 2025, ranked 46th globally. This represents a 13.1% decrease from 2024. Data from World Bank, covering 2001–2025.
Overview
Nicaragua's domestic credit stood at 23.09% in 2025, a decline of +3.48% from 2024. Based on recent trends, this figure is projected to reach 23.09% by 2025. Nicaragua ranked 46th globally.
Nicaragua’s domestic credit to the private sector has collapsed from an all‑time peak of 72.34 % of GDP in 2002 to a trough of 23.09 % in 2025, placing the country 46th globally in the latest World Bank series. Over the 25‑year span the indicator fell by more than half, signalling a prolonged contraction in bank lending, mortgage financing and other forms of private credit. By contrast, peer economies such as Rwanda (22.58 %) and Uzbekistan (31.62 %) exhibit similar low levels, but Nicaragua’s decline is steeper than the modest fluctuations observed in those nations during the same period. The sharp drop coincides with periods of fiscal strain, external debt pressures and limited foreign investment, which have curtailed banks’ capacity to extend new loans. If macro‑economic stability improves and reforms enhance credit risk assessment, the downward trajectory could reverse, allowing domestic credit to regain relevance for growth.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 17.21% | - | - |
| 2026* trend | 20.15% | - | - |
| 2025* trend | 23.09% | - | - |
| 2025 | 23.09% | −3.48% | #46 |
| 2024 | 26.57% | −1.48% | #4 |
| 2023 | 28.05% | −4.25% | #6 |
| 2022 | 32.29% | −2.32% | #9 |
| 2021 | 34.61% | −3.35% | #8 |
| 2020 | 37.97% | −3.96% | #8 |
| 2019 | 41.93% | −7.59% | #14 |
| 2018 | 49.52% | −1.94% | #18 |
| 2017 | 51.46% | +2.18% | #21 |
| 2016 | 49.28% | +1.45% | #20 |
| 2015 | 47.83% | +0.94% | #17 |
| 2014 | 46.89% | −1.65% | #17 |
| 2013 | 48.55% | +2.57% | #19 |
| 2012 | 45.97% | −0.34% | #20 |
| 2011 | 46.31% | −3.95% | #21 |
Detected Pattern
Analysis
Nicaragua matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
Nicaragua's domestic credit was 23.09% in 2025. Ranked 46th globally. This represents a 13.1% decrease from the previous year.
Nicaragua's domestic credit peaked at 72.34% in 2002.
The lowest domestic credit in Nicaragua was 23.09% in 2025.
Nicaragua ranks 46th globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
Nicaragua's domestic credit is projected to reach 23.09% by 2025 based on trend extrapolation.
The domestic credit of Nicaragua in 2025 was 23.09%. This ranks 46th in the world.
Cite this page
@misc{historysaid_nicaragua_domestic-credit,
title = {Nicaragua Domestic Credit},
url = {https://historysaid.com/nicaragua/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}