Panama Lending Rate
Lending interest rate FR.INR.LEND
Panama's lending rate was 6.91% in 2025, ranked 68th globally. This represents a 0.1% increase from 2024. Data from World Bank, covering 1996–2025.
Overview
Panama's lending rate stood at 6.91% in 2025, a rise of +0.01pp from 2022. Based on recent trends, this figure is projected to reach 6.91% by 2025. Panama ranked 68th globally.
Panama's lending rate has demonstrated a moderate decline over the past 28 years, fluctuating between 6.50% and 11.19%. At its peak in 1998, the lending rate reached 11.19%, a rate significantly higher than its current level. Conversely, the lending rate hit a 10-year low in 2015, stabilizing at 6.50%. Notably, Panama's 2025 lending rate of 6.91% places it among peer countries such as Norway, where the rate also stands at 6.91%. Since the global financial crisis, Panama's lending rate has trended downward, albeit with occasional fluctuations. This decline is consistent with the country's economic growth and increasing financial stability. If Panama's economic growth remains strong, a continued decline in the lending rate is possible, potentially positioning the country to attract further foreign investment and stimulate economic growth.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2025* trend | 6.91% | - | - |
| 2025 | 6.91% | +0.01pp | #68 |
| 2022 | 6.91% | −0.03pp | #28 |
| 2021 | 6.94% | −0.07pp | #42 |
| 2020 | 7.01% | −0.08pp | #40 |
| 2019 | 7.09% | +0.21pp | #34 |
| 2018 | 6.88% | +0.12pp | #37 |
| 2017 | 6.77% | +0.17pp | #42 |
| 2016 | 6.60% | +0.10pp | #41 |
| 2015 | 6.50% | −0.44pp | #39 |
| 2014 | 6.94% | −0.47pp | #41 |
| 2013 | 7.40% | −0.32pp | #43 |
| 2012 | 7.72% | +0.21pp | #42 |
| 2011 | 7.52% | +0.21pp | #39 |
| 2010 | 7.31% | −0.32pp | #39 |
| 2009 | 7.63% | −0.28pp | #38 |
Detected Pattern
Analysis
Panama matched the Export Boom Cycle pattern in 1994. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Panama's lending rate was 6.91% in 2025. Ranked 68th globally. This represents a 0.1% increase from the previous year.
Panama's lending rate peaked at 11.19% in 1998.
The lowest lending rate in Panama was 6.50% in 2015.
Panama ranks 68th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Panama's lending rate is projected to reach 6.91% by 2025 based on trend extrapolation.
The lending rate of Panama in 2025 was 6.91%. This ranks 68th in the world.
Cite this page
@misc{historysaid_panama_lending-rate,
title = {Panama Lending Rate},
url = {https://historysaid.com/panama/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}