Peru Lending Rate
Lending interest rate FR.INR.LEND
Peru's lending rate was 9.44% in 2025, ranked 47th globally. This represents a 25.0% decrease from 2024. Data from World Bank, covering 1985–2025.
Overview
Peru's lending rate stood at 9.44% in 2025, a decline of +3.15pp from 2022. Based on recent trends, this figure is projected to reach 9.44% by 2025. Peru ranked 47th globally.
Peru's lending rate has undergone significant fluctuations over the past 39 years, with a dramatic decrease from its all-time peak of 4260.01% in 1990 to its current rate of 9.44%, ranking 47th globally as of 2025. This remarkable decline reflects a substantial improvement in the country's economic stability and monetary policy management. In comparison, neighboring countries such as Viet Nam and Timor-Leste have similar lending rates, with Viet Nam ranking just 0.1 percentage points higher at 9.54%. The lending rate has been steadily decreasing since the trough in 2025, indicating a positive trend that may continue if Peru maintains its economic growth momentum. However, any significant increase in inflation or a deterioration in the country's fiscal position could alter this trajectory, potentially leading to a rise in the lending rate and a reversal of the recent gains.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2025* trend | 9.44% | - | - |
| 2025 | 9.44% | −3.15pp | #47 |
| 2022 | 12.60% | +1.62pp | #74 |
| 2021 | 10.98% | −1.96pp | #76 |
| 2020 | 12.94% | −1.45pp | #84 |
| 2019 | 14.39% | −0.15pp | #88 |
| 2018 | 14.54% | −2.25pp | #93 |
| 2017 | 16.79% | +0.32pp | #113 |
| 2016 | 16.47% | +0.36pp | #112 |
| 2015 | 16.11% | +0.36pp | #112 |
| 2014 | 15.74% | −2.40pp | #110 |
| 2013 | 18.14% | −1.10pp | #125 |
| 2012 | 19.24% | +0.56pp | #124 |
| 2011 | 18.68% | −0.30pp | #117 |
| 2010 | 18.98% | −2.07pp | #115 |
| 2009 | 21.04% | −2.63pp | #121 |
Detected Pattern
Analysis
Peru matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Peru's lending rate was 9.44% in 2025. Ranked 47th globally. This represents a 25.0% decrease from the previous year.
Peru's lending rate peaked at 4,260.01% in 1990.
The lowest lending rate in Peru was 9.44% in 2025.
Peru ranks 47th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Peru's lending rate is projected to reach 9.44% by 2025 based on trend extrapolation.
The lending rate of Peru in 2025 was 9.44%. This ranks 47th in the world.
Cite this page
@misc{historysaid_peru_lending-rate,
title = {Peru Lending Rate},
url = {https://historysaid.com/peru/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}