Samoa Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Samoa's interest rate spread was 6.97% in 2025, ranked 27th globally. This represents a 2.0% increase from 2024. Data from World Bank, covering 2001–2025.
Overview
Samoa's interest rate spread stood at 6.97% in 2025, a rise of +0.14pp from 2024. Based on recent trends, this figure is projected to reach 6.97% by 2025. Samoa ranked 27th globally.
Samoa's interest rate spread has exhibited a moderate degree of volatility over the past 25 years, with the spread peaking at 8.02% in 2010 and bottoming out at 6.04% in 2020. Notably, the country's current interest rate spread of 6.97% ranks 27th globally, positioning it slightly above its peer countries such as Colombia (7.02%) and Montenegro (6.45%), while being narrowly below Peru (6.57%). The spread has witnessed a gradual narrowing since 2020, indicating a relative decrease in interest rate disparities between commercial and savings rates. As the global economy continues to evolve, a shift in monetary policy or changes in the country's financial landscape could potentially disrupt this trend, with rising inflation or an increase in the lending rate being key factors that could drive the interest rate spread upwards.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 7.32% | - | - |
| 2026* trend | 7.14% | - | - |
| 2025* trend | 6.97% | - | - |
| 2025 | 6.97% | +0.14pp | #27 |
| 2024 | 6.84% | +0.31pp | #57 |
| 2023 | 6.53% | +0.04pp | #61 |
| 2022 | 6.49% | +0.08pp | #61 |
| 2021 | 6.40% | +0.36pp | #66 |
| 2020 | 6.04% | −0.20pp | #59 |
| 2019 | 6.24% | +0.05pp | #61 |
| 2018 | 6.19% | +0.04pp | #61 |
| 2017 | 6.16% | −0.57pp | #67 |
| 2016 | 6.72% | −0.31pp | #72 |
| 2015 | 7.03% | +0.03pp | #81 |
| 2014 | 7.00% | −0.32pp | #82 |
| 2013 | 7.32% | −0.07pp | #87 |
| 2012 | 7.39% | −0.29pp | #84 |
| 2011 | 7.68% | −0.34pp | #81 |
Detected Pattern
Analysis
Samoa matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Samoa's interest rate spread was 6.97% in 2025. Ranked 27th globally. This represents a 2.0% increase from the previous year.
Samoa's interest rate spread peaked at 8.02% in 2010.
The lowest interest rate spread in Samoa was 6.04% in 2020.
Samoa ranks 27th globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Samoa's interest rate spread is projected to reach 6.97% by 2025 based on trend extrapolation.
The interest rate spread of Samoa in 2025 was 6.97%. This ranks 27th in the world.
Cite this page
@misc{historysaid_samoa_interest-rate-spread,
title = {Samoa Interest Rate Spread},
url = {https://historysaid.com/samoa/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}