St. Lucia Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
St. Lucia's interest rate spread was 4.93% in 2025, ranked 51st globally. This represents a 2.9% decrease from 2024. Data from World Bank, covering 1981–2025.
Overview
St. Lucia's interest rate spread stood at 4.93% in 2025, a decline of +0.14pp from 2024. Based on recent trends, this figure is projected to reach 4.93% by 2025. St. Lucia ranked 51st globally.
St. Lucia's interest rate spread has exhibited a downward trajectory over its 45-year coverage period, with the all-time trough reached in 2025 at 4.93%, ranking 51 globally. This notable decline is a departure from the island nation's historical trend, where interest rate spreads were once more volatile, peaking at 10.26% in 1986. The stark contrast to its 1981 starting point of 9.21% underscores the significant strides St. Lucia has made in stabilizing its financial landscape. Among its regional peers, Mauritius boasts an interest rate spread of 5.09%, while neighboring Antigua and Barbuda has a comparable spread of 4.87%. The downward trend in St. Lucia's interest rate spread could be attributed to prudent monetary policy and a stable economic environment. However, tightening global economic conditions, a rise in inflation, or shifts in international capital flows could alter this trajectory, necessitating a reevaluation of St. Lucia's interest rate management strategy.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 4.69% | - | - |
| 2026* trend | 4.81% | - | - |
| 2025* trend | 4.93% | - | - |
| 2025 | 4.93% | −0.14pp | #51 |
| 2024 | 5.08% | −0.09pp | #32 |
| 2023 | 5.17% | −0.14pp | #39 |
| 2022 | 5.31% | −0.05pp | #44 |
| 2021 | 5.36% | −0.24pp | #51 |
| 2020 | 5.60% | −0.61pp | #54 |
| 2019 | 6.22% | −0.32pp | #58 |
| 2018 | 6.54% | −0.14pp | #65 |
| 2017 | 6.68% | +0.08pp | #73 |
| 2016 | 6.61% | +0.02pp | #71 |
| 2015 | 6.58% | +0.38pp | #71 |
| 2014 | 6.20% | +0.06pp | #70 |
| 2013 | 6.14% | −0.30pp | #69 |
| 2012 | 6.44% | −0.07pp | #71 |
| 2011 | 6.51% | −0.78pp | #71 |
Analysis
St. Lucia's interest rate spread was 4.93% in 2025, a decline of −0.14pp from 2024. Based on trends, estimated 4.93% by 2025.
Frequently Asked Questions
St. Lucia's interest rate spread was 4.93% in 2025. Ranked 51st globally. This represents a 2.9% decrease from the previous year.
St. Lucia's interest rate spread peaked at 10.26% in 1986.
The lowest interest rate spread in St. Lucia was 4.93% in 2025.
St. Lucia ranks 51st globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
St. Lucia's interest rate spread is projected to reach 4.93% by 2025 based on trend extrapolation.
The interest rate spread of St. Lucia in 2025 was 4.93%. This ranks 51st in the world.
Cite this page
@misc{historysaid_st-lucia_interest-rate-spread,
title = {St. Lucia Interest Rate Spread},
url = {https://historysaid.com/st-lucia/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}