Switzerland Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Switzerland's interest rate spread was 1.57% in 2025, ranked 88th globally. This represents a 23.3% decrease from 2024. Data from World Bank, covering 2008–2025.
Overview
Switzerland's interest rate spread stood at 1.57% in 2025, a decline of +0.48pp from 2024. Based on recent trends, this figure is projected to reach 1.57% by 2025. Switzerland ranked 88th globally.
Switzerland's interest rate spread has exhibited a moderate level of variation over the 18-year period from 2008 to 2025, with the latest recorded value standing at 1.57%, ranking 88th globally. This value is slightly lower than the all-time peak of 3.06% reached in 2021, which deviated from the relatively stable rates observed during the 2008 trough, also 1.54%. For comparison, Georgia's interest rate spread in 2025 was 1.70%, slightly higher than Switzerland's, while Korea's was 1.08%, a lower value. The interest rate spread in Switzerland has generally remained within a narrow range, with a moderate increase from 2008 to 2021, followed by a decline to the current level. A significant shift in monetary policy or economic conditions, such as a substantial change in the country's interest rate environment or a significant improvement in economic growth prospects, could potentially alter the trajectory of Switzerland's interest rate spread in the future.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 0.92% | - | - |
| 2026* trend | 1.25% | - | - |
| 2025* trend | 1.57% | - | - |
| 2025 | 1.57% | −0.48pp | #88 |
| 2024 | 2.05% | +0.27pp | #5 |
| 2023 | 1.77% | −1.03pp | #5 |
| 2022 | 2.80% | −0.26pp | #15 |
| 2021 | 3.06% | +0.04pp | #22 |
| 2020 | 3.02% | +0.03pp | #22 |
| 2019 | 2.98% | +0.04pp | #23 |
| 2018 | 2.94% | +0.04pp | #20 |
| 2017 | 2.90% | +0.05pp | #27 |
| 2016 | 2.85% | +0.02pp | #25 |
| 2015 | 2.82% | +0.16pp | #28 |
| 2014 | 2.66% | +0.00pp | #22 |
| 2013 | 2.66% | +0.01pp | #27 |
| 2012 | 2.65% | −0.01pp | #22 |
| 2011 | 2.66% | +0.00pp | #21 |
Detected Pattern
Analysis
Switzerland matched the Export Boom Cycle pattern in 2016. Historically, 71% of countries showing this pattern (546 out of 768) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Switzerland's interest rate spread was 1.57% in 2025. Ranked 88th globally. This represents a 23.3% decrease from the previous year.
Switzerland's interest rate spread peaked at 3.06% in 2021.
The lowest interest rate spread in Switzerland was 1.54% in 2008.
Switzerland ranks 88th globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Switzerland's interest rate spread is projected to reach 1.57% by 2025 based on trend extrapolation.
The interest rate spread of Switzerland in 2025 was 1.57%. This ranks 88th in the world.
Cite this page
@misc{historysaid_switzerland_interest-rate-spread,
title = {Switzerland Interest Rate Spread},
url = {https://historysaid.com/switzerland/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}