Thailand Deposit Rate
Deposit interest rate FR.INR.DPST
Thailand's deposit rate was 1.81% in 2025, ranked 66th globally. This represents a 10.6% increase from 2024. Data from World Bank, covering 1977–2025.
Overview
Thailand's deposit rate stood at 1.81% in 2025, a rise of +0.17pp from 2024. Based on recent trends, this figure is projected to reach 1.81% by 2025. Thailand ranked 66th globally.
Thailand’s deposit rate has fallen sharply over the 47‑year series tracked by the World Bank, moving from an 8.00 % level in 1977 to a historic trough of 0.41 % in 2021 before climbing modestly to 1.81 % in 2025, placing the country 66th globally. The all‑time peak of 13.67 % was recorded in 1991, a period of high domestic inflation and tight monetary policy, while the post‑pandemic environment drove rates to their lowest point in 2021. Compared with peers of similar ranking, Thailand’s rate is slightly below St. Kitts and Nevis’s 1.97 % and Algeria’s 1.75 %, reflecting a relatively accommodative stance in the Thai banking sector. The recent uptick suggests a gradual normalization as inflation pressures ease, but any resurgence of price volatility or external shocks could again depress deposit rates, keeping the trajectory uncertain.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 2.40% | - | - |
| 2026* trend | 2.11% | - | - |
| 2025* trend | 1.81% | - | - |
| 2025 | 1.81% | +0.17pp | #66 |
| 2024 | 1.63% | +0.26pp | #23 |
| 2023 | 1.37% | +0.86pp | #22 |
| 2022 | 0.51% | +0.10pp | #13 |
| 2021 | 0.41% | −0.22pp | #13 |
| 2020 | 0.62% | −0.80pp | #18 |
| 2019 | 1.42% | +0.13pp | #25 |
| 2018 | 1.29% | −0.00pp | #24 |
| 2017 | 1.29% | −0.01pp | #30 |
| 2016 | 1.30% | −0.13pp | #31 |
| 2015 | 1.43% | −0.32pp | #30 |
| 2014 | 1.75% | −0.68pp | #33 |
| 2013 | 2.43% | −0.17pp | #39 |
| 2012 | 2.60% | +0.14pp | #38 |
| 2011 | 2.46% | +1.26pp | #33 |
Detected Pattern
Analysis
Thailand matched the Export Boom Cycle pattern in 2017. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Thailand's deposit rate was 1.81% in 2025. Ranked 66th globally. This represents a 10.6% increase from the previous year.
Thailand's deposit rate peaked at 13.67% in 1991.
The lowest deposit rate in Thailand was 0.41% in 2021.
Thailand ranks 66th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Thailand's deposit rate is projected to reach 1.81% by 2025 based on trend extrapolation.
The deposit rate of Thailand in 2025 was 1.81%. This ranks 66th in the world.
Cite this page
@misc{historysaid_thailand_deposit-rate,
title = {Thailand Deposit Rate},
url = {https://historysaid.com/thailand/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}