Egypt, Arab Republic of Deposit Rate
Deposit interest rate FR.INR.DPST
Egypt, Arab Republic of's deposit rate was 19.48% in 2025, ranked 4th globally. This represents a 1.7% increase from 2024. Data from World Bank, covering 1976–2025.
Overview
Egypt, Arab Republic of's deposit rate stood at 19.48% in 2025, a rise of +0.32pp from 2024. Based on recent trends, this figure is projected to reach 19.48% by 2025. Egypt, Arab Republic of ranked 4th globally.
Egypt’s deposit rate has risen dramatically over the past five decades, climbing from a trough of 3.00 % in 1976 to an all‑time peak of 19.48 % in 2025, the fourth‑highest level globally. This 16.48‑percentage‑point increase reflects a tightening of monetary policy and higher inflation expectations that have prompted banks to offer more attractive returns to retain liquidity. By contrast, peer countries such as Uzbekistan record a deposit rate of 18.89 % while Colombia’s rate stands at 14.89 %, underscoring Egypt’s relative position near the top of emerging‑market yields. The steep upward trajectory mirrors periods of fiscal stress and currency depreciation, which have amplified the cost of holding deposits. If inflationary pressures ease and the Central Bank of Egypt moderates policy rates, the deposit rate could stabilize or even recede; however, persistent external shocks would likely sustain the current high‑rate environment.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 25.08% | - | - |
| 2026* trend | 22.28% | - | - |
| 2025* trend | 19.48% | - | - |
| 2025 | 19.48% | +0.32pp | #4 |
| 2024 | 19.16% | +6.51pp | #79 |
| 2023 | 12.65% | +4.23pp | #88 |
| 2022 | 8.43% | +1.03pp | #86 |
| 2021 | 7.40% | −0.38pp | #99 |
| 2020 | 7.78% | −3.17pp | #101 |
| 2019 | 10.95% | −1.37pp | #111 |
| 2018 | 12.32% | +0.23pp | #115 |
| 2017 | 12.09% | +4.23pp | #129 |
| 2016 | 7.86% | +0.95pp | #116 |
| 2015 | 6.91% | −0.01pp | #104 |
| 2014 | 6.92% | −0.77pp | #104 |
| 2013 | 7.68% | +0.04pp | #116 |
| 2012 | 7.64% | +0.90pp | #101 |
| 2011 | 6.74% | +0.51pp | #96 |
Detected Pattern
Analysis
Egypt, Arab Republic of matched the Orthodox Tightening Cycle pattern in 2024. Historically, 57% of countries showing this pattern (177 out of 311) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Egypt, Arab Republic of's deposit rate was 19.48% in 2025. Ranked 4th globally. This represents a 1.7% increase from the previous year.
Egypt, Arab Republic of's deposit rate peaked at 19.48% in 2025.
The lowest deposit rate in Egypt, Arab Republic of was 3.00% in 1976.
Egypt, Arab Republic of ranks 4th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Egypt, Arab Republic of's deposit rate is projected to reach 19.48% by 2025 based on trend extrapolation.
The deposit rate of Egypt, Arab Republic of in 2025 was 19.48%. This ranks 4th in the world.
Cite this page
@misc{historysaid_egypt-arab-republic-of_deposit-rate,
title = {Egypt, Arab Republic of Deposit Rate},
url = {https://historysaid.com/egypt-arab-republic-of/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}