United Arab Emirates Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
United Arab Emirates's domestic credit was 89.32% in 2025, ranked 14th globally. This represents a 14.3% increase from 2024. Data from World Bank, covering 2016–2025.
Overview
United Arab Emirates's domestic credit stood at 89.32% in 2025, a rise of +11.18% from 2022. Based on recent trends, this figure is projected to reach 89.32% by 2025. United Arab Emirates ranked 14th globally.
Domestic credit in the United Arab Emirates has fallen sharply from an all‑time peak of 115.63 in 2020 to a trough of 78.14 in 2022, before rebounding to 89.32 in 2025, placing the country 14th globally. The eight‑year series shows a pronounced contraction during the pandemic‑related slowdown, followed by a modest recovery as fiscal stimulus and higher oil revenues supported lending activity. Compared with peers, the UAE’s 2025 level exceeds Honduras (87.24) and the Maldives (85.94) but remains below the Philippines (98.71) and South Africa (99.31), indicating a middle‑of‑the‑pack position among emerging economies. The post‑trough rise suggests that credit growth is responding to improving macro‑financial conditions, yet the gap to pre‑pandemic peaks implies that further diversification of the financial sector and sustained non‑oil investment will be needed to sustain an upward trajectory.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2025* trend | 89.32% | - | - |
| 2025 | 89.32% | +11.18% | #14 |
| 2022 | 78.14% | −21.17% | #34 |
| 2021 | 99.31% | −16.32% | #39 |
| 2020 | 115.63% | +22.96% | #40 |
| 2019 | 92.67% | +6.05% | #42 |
| 2018 | 86.62% | −10.49% | #40 |
| 2017 | 97.10% | −5.04% | #43 |
| 2016 | 102.14% | – | #42 |
Detected Pattern
Analysis
United Arab Emirates matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
United Arab Emirates's domestic credit was 89.32% in 2025. Ranked 14th globally. This represents a 14.3% increase from the previous year.
United Arab Emirates's domestic credit peaked at 115.63% in 2020.
The lowest domestic credit in United Arab Emirates was 78.14% in 2022.
United Arab Emirates ranks 14th globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
United Arab Emirates's domestic credit is projected to reach 89.32% by 2025 based on trend extrapolation.
The domestic credit of United Arab Emirates in 2025 was 89.32%. This ranks 14th in the world.
Cite this page
@misc{historysaid_united-arab-emirates_domestic-credit,
title = {United Arab Emirates Domestic Credit},
url = {https://historysaid.com/united-arab-emirates/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}