Uruguay Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
Uruguay's domestic credit was 64.08% in 2025, ranked 23rd globally. This represents a 2.7% increase from 2024. Data from World Bank, covering 2001–2025.
Overview
Uruguay's domestic credit stood at 64.08% in 2025, a rise of +1.69% from 2023. Based on recent trends, this figure is projected to reach 64.08% by 2025. Uruguay ranked 23rd globally.
Uruguay’s domestic credit to the private sector stood at 64.08 percent of GDP in 2025, ranking it 23rd worldwide, a level that is marginally below its 2001 figure of 64.15 percent and far removed from the all‑time peak of 98.93 percent recorded in 2002. The sharp contraction to a trough of 24.07 percent in 2007 reflects the severe credit crunch that followed the regional financial turbulence of the mid‑2000s, after which credit expanded steadily but never regained its pre‑crisis height. Compared with peers, Uruguay’s credit intensity is slightly lower than Ecuador’s 64.87 percent and higher than Cabo Verde’s 63.68 percent, suggesting a modestly tighter financial environment relative to neighboring economies. The persistence of a credit‑to‑GDP ratio in the low‑to‑mid‑60s indicates a stable yet constrained lending market; however, reforms that enhance financial intermediation and broaden access to capital could revive growth and push the ratio upward in the coming years.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 65.86% | - | - |
| 2025* trend | 64.08% | - | - |
| 2025 | 64.08% | +1.69% | #23 |
| 2023 | 62.39% | +6.14% | #26 |
| 2022 | 56.25% | +0.69% | #23 |
| 2021 | 55.56% | −2.27% | #21 |
| 2020 | 57.83% | +5.14% | #20 |
| 2019 | 52.68% | +0.19% | #22 |
| 2018 | 52.50% | −0.80% | #20 |
| 2017 | 53.30% | +3.31% | #22 |
| 2016 | 49.99% | +1.08% | #21 |
| 2015 | 48.91% | +3.15% | #19 |
| 2014 | 45.76% | −4.12% | #16 |
| 2013 | 49.87% | +6.25% | #20 |
| 2012 | 43.62% | +15.88% | #18 |
| 2011 | 27.74% | −2.45% | #11 |
| 2010 | 30.19% | +3.31% | #11 |
Detected Pattern
Analysis
Uruguay matched the Stagflation Risk pattern in 2020. Historically, 38% of countries showing this pattern (117 out of 307) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
Uruguay's domestic credit was 64.08% in 2025. Ranked 23rd globally. This represents a 2.7% increase from the previous year.
Uruguay's domestic credit peaked at 98.93% in 2002.
The lowest domestic credit in Uruguay was 24.07% in 2007.
Uruguay ranks 23rd globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
Uruguay's domestic credit is projected to reach 64.08% by 2025 based on trend extrapolation.
The domestic credit of Uruguay in 2025 was 64.08%. This ranks 23rd in the world.
Cite this page
@misc{historysaid_uruguay_domestic-credit,
title = {Uruguay Domestic Credit},
url = {https://historysaid.com/uruguay/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}