Vanuatu Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Vanuatu's interest rate spread was 7.83% in 2025, ranked 18th globally. This represents a 2.4% decrease from 2024. Data from World Bank, covering 2013–2025.
Overview
Vanuatu's interest rate spread stood at 7.83% in 2025, a decline of +0.19pp from 2024. Based on recent trends, this figure is projected to reach 7.83% by 2025. Vanuatu ranked 18th globally.
Vanuatu’s interest‑rate spread has narrowed modestly over the 13‑year series, falling from 8.30 % in 2013 to 7.83 % in 2025, which places the nation 18th in the world ranking. The spread reached its widest point in 2020 at 9.11 % before contracting to a trough of 7.77 % in 2015, indicating that the most recent decline follows a period of heightened monetary differentials. Compared with peers of similar rank, Vanuatu’s spread sits just below Barbados (7.91 %) and above the Maldives (7.61 %), suggesting a competitive position within the lower‑mid range of global spreads. The gradual compression may reflect tighter policy coordination between the central bank and commercial lenders, as well as modest improvements in credit market depth. Continued easing of financing conditions or further reforms in the banking sector could sustain the downward trajectory, while any resurgence of external shocks or fiscal imbalances might reverse the trend.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 7.33% | - | - |
| 2026* trend | 7.58% | - | - |
| 2025* trend | 7.83% | - | - |
| 2025 | 7.83% | −0.19pp | #18 |
| 2024 | 8.02% | −0.52pp | #65 |
| 2023 | 8.54% | +0.18pp | #73 |
| 2022 | 8.36% | −0.45pp | #75 |
| 2021 | 8.82% | −0.30pp | #83 |
| 2020 | 9.11% | +0.13pp | #85 |
| 2019 | 8.98% | +0.15pp | #85 |
| 2018 | 8.83% | +0.34pp | #86 |
| 2017 | 8.50% | +0.36pp | #95 |
| 2016 | 8.13% | +0.36pp | #93 |
| 2015 | 7.77% | −0.58pp | #92 |
| 2014 | 8.35% | +0.05pp | #97 |
| 2013 | 8.30% | – | #98 |
Detected Pattern
Analysis
Vanuatu matched the Export Boom Cycle pattern in 2019. Historically, 71% of countries showing this pattern (546 out of 768) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Vanuatu's interest rate spread was 7.83% in 2025. Ranked 18th globally. This represents a 2.4% decrease from the previous year.
Vanuatu's interest rate spread peaked at 9.11% in 2020.
The lowest interest rate spread in Vanuatu was 7.77% in 2015.
Vanuatu ranks 18th globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Vanuatu's interest rate spread is projected to reach 7.83% by 2025 based on trend extrapolation.
The interest rate spread of Vanuatu in 2025 was 7.83%. This ranks 18th in the world.
Cite this page
@misc{historysaid_vanuatu_interest-rate-spread,
title = {Vanuatu Interest Rate Spread},
url = {https://historysaid.com/vanuatu/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}