Viet Nam Deposit Rate
Deposit interest rate FR.INR.DPST
Viet Nam's deposit rate was 3.94% in 2025, ranked 47th globally. This represents a 17.6% decrease from 2024. Data from World Bank, covering 1993–2025.
Overview
Viet Nam's deposit rate stood at 3.94% in 2025, a decline of +0.84pp from 2023. Based on recent trends, this figure is projected to reach 3.94% by 2025. Viet Nam ranked 47th globally.
Vietnam’s deposit rate has fallen dramatically from its all‑time peak of 22.04 % in 1993 to a trough of 3.38 % in 2021, reflecting a prolonged easing of monetary policy as the economy transitioned from a centrally planned system to a market‑oriented one. The latest figure for 2025 stands at 3.94 %, placing Vietnam 47th globally and just above the Maldives (3.86 %) while remaining slightly higher than Norway’s 3.71 % and lower than Bhutan’s 4.58 %. Over the 29‑year coverage period, the steep decline mirrors lower inflation expectations, deeper integration with international financial markets and the Bank of Vietnam’s focus on supporting credit growth rather than attracting deposits through high rates. Continued moderation of inflation and stable external balances could keep rates near current levels, but a resurgence of price pressures or a shift toward tighter policy would likely push the deposit rate upward again.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 3.87% | - | - |
| 2025* trend | 3.94% | - | - |
| 2025 | 3.94% | −0.84pp | #47 |
| 2023 | 4.78% | +0.96pp | #56 |
| 2022 | 3.82% | +0.44pp | #62 |
| 2021 | 3.38% | −0.75pp | #70 |
| 2020 | 4.12% | −0.85pp | #75 |
| 2019 | 4.98% | +0.24pp | #77 |
| 2018 | 4.74% | −0.07pp | #80 |
| 2017 | 4.81% | −0.23pp | #88 |
| 2016 | 5.04% | +0.29pp | #89 |
| 2015 | 4.75% | −1.01pp | #92 |
| 2014 | 5.76% | −1.38pp | #97 |
| 2013 | 7.14% | −3.36pp | #105 |
| 2012 | 10.50% | −3.49pp | #126 |
| 2011 | 13.99% | +2.80pp | #135 |
| 2010 | 11.19% | +3.28pp | #128 |
Detected Pattern
Analysis
Viet Nam matched the Export Boom Cycle pattern in 2020. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Viet Nam's deposit rate was 3.94% in 2025. Ranked 47th globally. This represents a 17.6% decrease from the previous year.
Viet Nam's deposit rate peaked at 22.04% in 1993.
The lowest deposit rate in Viet Nam was 3.38% in 2021.
Viet Nam ranks 47th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Viet Nam's deposit rate is projected to reach 3.94% by 2025 based on trend extrapolation.
The deposit rate of Viet Nam in 2025 was 3.94%. This ranks 47th in the world.
Cite this page
@misc{historysaid_viet-nam_deposit-rate,
title = {Viet Nam Deposit Rate},
url = {https://historysaid.com/viet-nam/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}