Home → Botswana → Financial Markets → Interest Rate Spread

Botswana – Interest Rate Spread

Name: Botswana Interest Rate Spread
Creator: World Bank
License: https://creativecommons.org/licenses/by/4.0/

Difference between the lending rate and the deposit rate. A wider spread may indicate less competition or higher risk in the banking sector. · World Bank

3.91% +0.12pp from 2023 G20 rank: 24th · all-time high: 13.46% (1982)

APA

Botswana Interest Rate Spread. HistorySaid. Retrieved March 10, 2026, from https://historysaid.com/botswana/interest-rate-spread

BibTeX

@misc{historysaid_botswana_interest-rate-spread,
  title = {Botswana Interest Rate Spread},
  url = {https://historysaid.com/botswana/interest-rate-spread},
  publisher = {HistorySaid},
  year = {2026}
}

Data & Projection▾

Year	Value	Change	Rank
2027* trend	3.77%	–	–
2026* trend	3.83%	–	–
2025* trend	3.89%	–	–
2024	3.91%	+0.12pp	24th
2023	3.79%	−0.85pp	22nd
2022	4.64%	+0.82pp	35th
2021	3.82%	−0.38pp	32nd
2020	4.19%	−0.61pp	37th
2019	4.80%	−0.18pp	42nd
2018	4.98%	−0.45pp	44th
2017	5.43%	+0.25pp	60th
2016	5.18%	−0.27pp	56th
2015	5.45%	−1.02pp	62nd
2014	6.47%	−0.61pp	74th
2013	7.08%	−0.31pp	86th
2012	7.39%	+1.54pp	85th
2011	5.85%	−0.01pp	59th
2010	5.86%	−0.43pp	58th
2009	6.29%	−1.58pp	66th
2008	7.87%	+0.27pp	87th
2007	7.60%	+0.01pp	82nd
2006	7.59%	+1.10pp	78th
2005	6.48%	+0.58pp	60th
2004	5.90%	−0.56pp	48th
2003	6.45%	+0.70pp	45th
2002	5.75%	+0.09pp	39th
2001	5.66%	−0.40pp	35th
2000	6.06%	+0.39pp	35th
1999	5.68%	+0.46pp	33rd
1998	5.22%	+0.79pp	30th
1997	4.43%	−0.39pp	25th
1996	4.82%	+0.19pp	23rd
1995	4.63%	+1.30pp	23rd
1994	3.33%	+1.91pp	10th
1993	1.43%	−0.07pp	3rd
1992	1.50%	+1.07pp	4th
1991	0.43%	−1.33pp	1st
1990	1.76%	−0.32pp	9th
1989	2.08%	−0.75pp	11th
1988	2.83%	+0.33pp	14th
1987	2.50%	+0.17pp	13th
1986	2.33%	−0.17pp	10th
1985	2.50%	+0.50pp	10th
1984	2.00%	+0.50pp	10th
1983	1.50%	−11.96pp	7th
1982	13.46%	+12.50pp	37th
1981	0.96%	−2.52pp	6th
1980	3.48%	–	15th

Show all years (1980–2024)

* Linear trend extrapolation from last 5 data points

Detected Pattern▾

Export Boom Cycle

Current account surplus with strong export growth (>15% YoY), reserve accumulation, and moderate GDP growth. Typical of commodity exporters during price surges.

Reserves YoY +11.1% GDP growth 3.2% C/A balance 1.5%

This pattern occurred 682 times in G20 history, 460 successful

United Arab Emirates 2024

Reserves YoY

+25.6%

GDP growth

4.0%

C/A balance

14.5%

Guatemala 2024

Reserves YoY

+14.6%

GDP growth

3.7%

C/A balance

2.9%

Cambodia 2024

Reserves YoY

+12.6%

GDP growth

6.0%

C/A balance

0.5%

Sri Lanka 2024

Reserves YoY

+38.3%

GDP growth

5.0%

C/A balance

1.2%

Lesotho 2024

Reserves YoY

+18.0%

GDP growth

2.9%

C/A balance

3.9%

Lithuania 2024

Reserves YoY

+20.1%

GDP growth

2.8%

C/A balance

3.3%

HistorySaid

Botswana's interest rate spread peaked at 13.46% in 1982. The 2024 reading of 3.91% is -71% below that level. Based on recent trends, HistorySaid estimates 3.89% by 2025.