Brunei Darussalam Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Brunei Darussalam's interest rate spread was 5.17% in 2025, ranked 49th globally. This represents a 1.2% increase from 2024. Data from World Bank, covering 2003–2025.
Overview
Brunei Darussalam's interest rate spread stood at 5.17% in 2025, a rise of +0.06pp from 2024. Based on recent trends, this figure is projected to reach 5.17% by 2025. Brunei Darussalam ranked 49th globally.
Brunei Darussalam's interest rate spread has experienced fluctuations over the past 23 years, with a notable peak of 5.36% in 2021 and a trough of 4.33% in 2007. The spread has consistently ranked above the global average, with a current standing of 5.17%, placing the country at the 49th position globally. This ranking is comparable to that of Rwanda, which has a similar interest rate spread of 5.20%. The spread's all-time peak in 2021 suggests a widening of the gap between lending and deposit rates, potentially indicating a tightening monetary policy. Conversely, the trough in 2007 coincided with the global financial crisis, where a decrease in interest rates may have led to a narrowing of the spread. As Brunei Darussalam's economy continues to evolve, a shift in global monetary policies or changes in domestic credit market conditions could alter the trajectory of the interest rate spread, potentially leading to a narrowing or widening of the gap in the coming years.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 5.10% | - | - |
| 2026* trend | 5.13% | - | - |
| 2025* trend | 5.17% | - | - |
| 2025 | 5.17% | +0.06pp | #49 |
| 2024 | 5.11% | −0.20pp | #33 |
| 2023 | 5.31% | −0.05pp | #43 |
| 2022 | 5.36% | −0.00pp | #46 |
| 2021 | 5.36% | +0.09pp | #50 |
| 2020 | 5.27% | +0.14pp | #48 |
| 2019 | 5.13% | −0.06pp | #48 |
| 2018 | 5.19% | +0.00pp | #52 |
| 2017 | 5.18% | +0.03pp | #55 |
| 2016 | 5.16% | −0.01pp | #54 |
| 2015 | 5.16% | −0.04pp | #58 |
| 2014 | 5.20% | −0.02pp | #57 |
| 2013 | 5.22% | −0.05pp | #57 |
| 2012 | 5.27% | +0.16pp | #54 |
| 2011 | 5.10% | +0.07pp | #49 |
Detected Pattern
Analysis
Brunei Darussalam matched the Export Boom Cycle pattern in 2019. Historically, 71% of countries showing this pattern (546 out of 768) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Brunei Darussalam's interest rate spread was 5.17% in 2025. Ranked 49th globally. This represents a 1.2% increase from the previous year.
Brunei Darussalam's interest rate spread peaked at 5.36% in 2021.
The lowest interest rate spread in Brunei Darussalam was 4.33% in 2007.
Brunei Darussalam ranks 49th globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Brunei Darussalam's interest rate spread is projected to reach 5.17% by 2025 based on trend extrapolation.
The interest rate spread of Brunei Darussalam in 2025 was 5.17%. This ranks 49th in the world.
Cite this page
@misc{historysaid_brunei-darussalam_interest-rate-spread,
title = {Brunei Darussalam Interest Rate Spread},
url = {https://historysaid.com/brunei-darussalam/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}