Ghana - Deposit Rate 2025
11.75%
+0.33pp from 2024
Ghana's deposit rate was 11.75% in 2025. This was the 11th highest globally.
Global Ranking - 2025▾
| Rank | Country | Value | YoY |
|---|---|---|---|
| 1st | Argentina | 86.30% | 59.1% |
| 2nd | Zimbabwe | 82.58% | 31.4% |
| 3rd | Türkiye | 80.49% | 13.3% |
| 4th | Egypt, Arab Republic of | 19.48% | 1.7% |
| 5th | Uzbekistan | 18.89% | 4.3% |
| 6th | Colombia | 14.89% | 46.3% |
| 7th | Madagascar | 13.34% | 2.6% |
| 8th | Brazil | 13.32% | 72.9% |
| 9th | Hungary | 12.89% | 108.5% |
| 10th | Ukraine | 12.04% | 32.2% |
| 11th | Ghana | 11.75% | 2.9% |
| 12th | Dominican Republic | 11.64% | 19.1% |
| 13th | Georgia | 11.44% | 8.4% |
| 14th | Chile | 11.39% | 87.6% |
| 15th | Rwanda | 10.76% | 4.2% |
| 16th | Suriname | 9.62% | 0.1% |
| 17th | Mozambique | 9.41% | 14.1% |
| 18th | Kenya | 8.89% | -3.0% |
| 19th | Russian Federation | 8.89% | 17.5% |
| 20th | Uruguay | 8.84% | 21.1% |
| 21st | Azerbaijan | 8.65% | 0.7% |
| 22nd | South Africa | 8.34% | 5.3% |
| 23rd | Armenia | 8.32% | 2.1% |
| 24th | Bangladesh | 8.25% | -3.1% |
| 25th | Angola | 7.59% | 2.6% |
| 26th | Romania | 7.55% | 36.5% |
| 27th | Jamaica | 7.46% | 19.8% |
| 28th | New Zealand | 7.13% | 24.5% |
| 29th | Honduras | 7.12% | -20.1% |
| 30th | Ecuador | 7.11% | 0.3% |
| 31st | Sierra Leone | 6.49% | -3.1% |
| 32nd | Jordan | 6.41% | 6.2% |
| 33rd | Moldova | 6.14% | 84.0% |
| 34th | Qatar | 6.00% | 15.3% |
| 35th | Nigeria | 5.99% | -23.6% |
| 36th | Mexico | 5.89% | 29.5% |
| 37th | Namibia | 5.78% | 7.6% |
| 38th | Gambia, The | 5.37% | -30.6% |
| 39th | Mauritius | 5.08% | 22.9% |
| 40th | Belarus | 5.08% | -8.6% |
| 41st | Costa Rica | 4.91% | 33.0% |
| 42nd | Korea | 4.75% | 36.4% |
| 43rd | Indonesia | 4.73% | -12.8% |
| 44th | Eswatini | 4.69% | 20.1% |
| 45th | Bhutan | 4.58% | 1.7% |
| 46th | Guatemala | 4.57% | -7.4% |
| 47th | Viet Nam | 3.94% | -17.6% |
| 48th | Maldives | 3.86% | 3.8% |
| 49th | Norway | 3.71% | 13.9% |
| 50th | Bolivia, Plurinational State of | 3.12% | -1.9% |
| 51st | Czechia | 2.97% | 45.9% |
| 52nd | Kuwait | 2.94% | 8.9% |
| 53rd | Malaysia | 2.89% | 9.3% |
| 54th | Botswana | 2.89% | 22.8% |
| 55th | Peru | 2.87% | -40.5% |
| 56th | Morocco | 2.77% | -3.0% |
| 57th | Aruba | 2.64% | -5.7% |
| 58th | San Marino | 2.59% | 12.9% |
| 59th | Lesotho | 2.59% | 5.1% |
| 60th | North Macedonia | 2.34% | -2.9% |
| 61st | Comoros | 2.13% | 3.0% |
| 62nd | Albania | 2.10% | 12.5% |
| 63rd | Nicaragua | 2.08% | -7.3% |
| 64th | Belize | 2.05% | -1.1% |
| 65th | St. Kitts and Nevis | 1.97% | -5.9% |
| 66th | Thailand | 1.81% | 10.6% |
| 67th | Algeria | 1.75% | 0.0% |
| 68th | Haiti | 1.71% | -63.7% |
| 69th | São Tomé and Principe | 1.64% | -28.2% |
| 70th | Bosnia and Herzegovina | 1.63% | 1.1% |
| 71st | Kyrgyz Republic | 1.59% | -4.8% |
| 72nd | Cambodia | 1.54% | 1.0% |
| 73rd | Seychelles | 1.53% | -35.9% |
| 74th | Dominica | 1.53% | -4.7% |
| 75th | China | 1.50% | 0.0% |
| 76th | Trinidad and Tobago | 1.50% | 0.0% |
| 77th | Cabo Verde | 1.49% | -10.8% |
| 78th | Switzerland | 1.45% | 56.5% |
| 79th | Antigua and Barbuda | 1.36% | 0.3% |
| 80th | Tonga | 1.33% | -14.6% |
| 81st | Samoa | 1.26% | -21.2% |
| 82nd | St. Lucia | 1.07% | -11.4% |
| 83rd | St. Vincent and the Grenadines | 1.03% | -17.8% |
| 84th | Fiji | 0.83% | -50.2% |
| 85th | Grenada | 0.81% | -15.4% |
| 86th | Macao SAR, China | 0.80% | 20.8% |
| 87th | Guyana | 0.74% | -4.0% |
| 88th | Hong Kong SAR, China | 0.66% | 23.1% |
| 89th | Bahamas, The | 0.57% | 5.7% |
| 90th | Timor-Leste | 0.52% | -1.9% |
| 91st | Vanuatu | 0.47% | -23.7% |
| 92nd | Solomon Islands | 0.47% | 14.2% |
| 93rd | Brunei Darussalam | 0.33% | -15.2% |
| 94th | Bulgaria | 0.31% | -5.9% |
| 95th | Israel | 0.30% | -31.8% |
| 96th | Montenegro | 0.19% | -23.0% |
| 97th | South Sudan | 0.15% | 10.2% |
| 98th | Barbados | 0.14% | -1.1% |
| 99th | Papua New Guinea | -0.13% | -137.6% |
FAQ
What was Ghana's deposit rate in 2025?▾
Ghana's deposit rate in 2025 was 11.75%. This ranked 11th globally.
How did Ghana's deposit rate change in 2025?▾
Ghana's deposit rate increased by 2.9% in 2025 compared to 2024.
Which country had the highest deposit rate in 2025?▾
Argentina had the highest deposit rate in 2025 at 86.30%.
What is the deposit rate of Ghana in 2025?▾
The deposit rate of Ghana in 2025 was 11.75%. This ranked 11th globally.
Related
All years
Full ranking 2025
Lending Rate
Real Interest Rate
M2 Money Supply Growth
Credit to GDP
Non-Performing Loans
Peak: 1997
Lowest: 2006
Deposit Rate 1990s
Deposit Rate 2000s
Deposit Rate 2010s
Deposit Rate 2020s
Highest ever
Lowest ever
Average
vs Egypt, Arab Republic of
vs Vanuatu
vs Zimbabwe
vs Côte d'Ivoire
African Union Deposit Rate
Global Ranking