Guyana Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
Guyana's domestic credit was 16.10% in 2025, ranked 49th globally. This represents a 41.9% decrease from 2024. Data from World Bank, covering 1980–2025.
Overview
Guyana's domestic credit stood at 16.10% in 2025, a decline of +11.62% from 2024. Based on recent trends, this figure is projected to reach 16.10% by 2025. Guyana ranked 49th globally.
Guyana’s domestic credit to the private sector has contracted dramatically over the past four decades, falling from a high of 333.99 percent of GDP in 1988 to a trough of 16.10 percent in 2025, the lowest level among 49 economies reporting the indicator. The 46‑year series shows a persistent downward trajectory that began after the late‑1980s boom, with the metric hovering above 100 percent through the early 1990s before entering a long‑term decline. By 2025 the country ranks 49th globally, far behind peers such as Azerbaijan (22.16 percent) and Rwanda (22.58 percent), which maintain modest but considerably higher credit levels. The sharp reduction reflects structural constraints in Guyana’s financial sector, limited access to formal banking services, and the outsized impact of fiscal tightening during recent commodity price volatility. Unless reforms expand credit provision, improve regulatory frameworks, and attract foreign investment, the downward trend is likely to persist, keeping domestic credit well below regional averages.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2027* trend | -0.68% | - | - |
| 2026* trend | 7.71% | - | - |
| 2025* trend | 16.10% | - | - |
| 2025 | 16.10% | −11.62% | #49 |
| 2024 | 27.72% | −6.26% | #5 |
| 2023 | 33.98% | +1.47% | #9 |
| 2022 | 32.50% | −18.38% | #10 |
| 2021 | 50.88% | −10.32% | #17 |
| 2020 | 61.20% | +7.64% | #22 |
| 2019 | 53.56% | +1.46% | #23 |
| 2018 | 52.11% | +5.51% | #19 |
| 2017 | 46.59% | −1.57% | #17 |
| 2016 | 48.16% | +0.40% | #18 |
| 2015 | 47.76% | +2.41% | #16 |
| 2014 | 45.35% | +5.70% | #15 |
| 2013 | 39.64% | +4.14% | #12 |
| 2012 | 35.50% | −0.09% | #11 |
| 2011 | 35.59% | +3.36% | #15 |
Detected Pattern
Analysis
Guyana matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
Guyana's domestic credit was 16.10% in 2025. Ranked 49th globally. This represents a 41.9% decrease from the previous year.
Guyana's domestic credit peaked at 333.99% in 1988.
The lowest domestic credit in Guyana was 16.10% in 2025.
Guyana ranks 49th globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
Guyana's domestic credit is projected to reach 16.10% by 2025 based on trend extrapolation.
The domestic credit of Guyana in 2025 was 16.10%. This ranks 49th in the world.
Cite this page
@misc{historysaid_guyana_domestic-credit,
title = {Guyana Domestic Credit},
url = {https://historysaid.com/guyana/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}