Israel Deposit Rate
Deposit interest rate FR.INR.DPST
Israel's deposit rate was 0.30% in 2025, ranked 95th globally. This represents a 31.8% decrease from 2024. Data from World Bank, covering 2013–2025.
Overview
Israel's deposit rate stood at 0.30% in 2025, a decline of +0.14pp from 2022. Based on recent trends, this figure is projected to reach 0.30% by 2025. Israel ranked 95th globally.
Israel’s deposit rate has fallen sharply from its 2013 all‑time peak of 1.32% to a 2025 trough of 0.30%, placing the country at rank 95 globally in that year. The eleven‑year span shows a sustained decline, reflecting the Bank of Israel’s policy of maintaining ultra‑low interest rates to support credit growth and mitigate inflation pressures. By contrast, peer economies such as Bulgaria record a marginally higher rate of 0.31%, while Montenegro’s rate sits at 0.19%, underscoring Israel’s position near the lower end of the regional distribution. The drop aligns with a broader global trend of declining deposit yields in advanced economies during the post‑COVID recovery, as central banks prioritized stimulus over tightening. Should inflationary pressures intensify or fiscal considerations shift, the trajectory could reverse, prompting a modest upward adjustment in deposit rates in the coming years.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2025* trend | 0.30% | - | - |
| 2025 | 0.30% | −0.14pp | #95 |
| 2022 | 0.44% | −0.01pp | #10 |
| 2021 | 0.44% | −0.11pp | #14 |
| 2020 | 0.55% | −0.10pp | #16 |
| 2019 | 0.65% | +0.09pp | #17 |
| 2018 | 0.56% | +0.04pp | #13 |
| 2017 | 0.52% | +0.04pp | #15 |
| 2016 | 0.48% | +0.03pp | #13 |
| 2015 | 0.46% | −0.34pp | #11 |
| 2014 | 0.80% | −0.52pp | #12 |
| 2013 | 1.32% | – | #20 |
Detected Pattern
Analysis
Israel matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Israel's deposit rate was 0.30% in 2025. Ranked 95th globally. This represents a 31.8% decrease from the previous year.
Israel's deposit rate peaked at 1.32% in 2013.
The lowest deposit rate in Israel was 0.30% in 2025.
Israel ranks 95th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Israel's deposit rate is projected to reach 0.30% by 2025 based on trend extrapolation.
The deposit rate of Israel in 2025 was 0.30%. This ranks 95th in the world.
Cite this page
@misc{historysaid_israel_deposit-rate,
title = {Israel Deposit Rate},
url = {https://historysaid.com/israel/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}