Israel Lending Rate
Lending interest rate FR.INR.LEND
Israel's lending rate was 2.54% in 2025, ranked 97th globally. This represents a 14.1% decrease from 2024. Data from World Bank, covering 2013–2025.
Overview
Israel's lending rate stood at 2.54% in 2025, a decline of +0.42pp from 2022. Based on recent trends, this figure is projected to reach 2.54% by 2025. Israel ranked 97th globally.
Israel’s policy lending rate has fallen sharply since the all‑time peak of 4.42 % in 2013, reaching a trough of 2.54 % in 2025, which places the country at rank 97 globally. The 2.54 % rate is lower than the comparable figure for Switzerland (3.02 %) and markedly below Fiji’s 4.19 % and the Bahamas’ 4.25 %, underscoring a more accommodative monetary stance than many peers. Over the 11‑year coverage period, the decline reflects the Bank of Israel’s response to subdued inflation and slower growth, as well as the broader easing cycle that characterized the post‑COVID recovery era. While the downward trajectory has supported credit expansion and housing demand, any resurgence of inflationary pressures or a tightening of global financial conditions could prompt a reversal. Continued vigilance over price stability and external shocks will be crucial in determining whether the lending rate remains near its 2025 trough or begins to climb again.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2025* trend | 2.54% | - | - |
| 2025 | 2.54% | −0.42pp | #97 |
| 2022 | 2.96% | −0.14pp | #3 |
| 2021 | 3.10% | −0.21pp | #7 |
| 2020 | 3.31% | −0.23pp | #8 |
| 2019 | 3.53% | +0.06pp | #7 |
| 2018 | 3.48% | −0.02pp | #5 |
| 2017 | 3.50% | +0.08pp | #8 |
| 2016 | 3.42% | −0.04pp | #8 |
| 2015 | 3.46% | −0.45pp | #8 |
| 2014 | 3.91% | −0.51pp | #7 |
| 2013 | 4.42% | – | #9 |
Detected Pattern
Analysis
Israel matched the Export Boom Cycle pattern in 2021. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Israel's lending rate was 2.54% in 2025. Ranked 97th globally. This represents a 14.1% decrease from the previous year.
Israel's lending rate peaked at 4.42% in 2013.
The lowest lending rate in Israel was 2.54% in 2025.
Israel ranks 97th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Israel's lending rate is projected to reach 2.54% by 2025 based on trend extrapolation.
The lending rate of Israel in 2025 was 2.54%. This ranks 97th in the world.
Cite this page
@misc{historysaid_israel_lending-rate,
title = {Israel Lending Rate},
url = {https://historysaid.com/israel/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}