Kuwait Deposit Rate
Deposit interest rate FR.INR.DPST
Kuwait's deposit rate was 2.94% in 2025, ranked 52nd globally. This represents a 8.9% increase from 2024. Data from World Bank, covering 1980–2025.
Overview
Kuwait's deposit rate stood at 2.94% in 2025, a rise of +0.24pp from 2024. Based on recent trends, this figure is projected to reach 2.94% by 2025. Kuwait ranked 52nd globally.
Kuwait’s deposit rate has fallen from an all‑time peak of 9.21% in 1982 to a trough of 1.40% in 2021, reflecting a long‑term downward trajectory that began in the early 1980s when oil‑price volatility prompted tighter monetary conditions. Over the 46‑year coverage period the rate now stands at 2.94% in 2025, placing Kuwait 52nd globally and just below Czechia’s 2.97% and Malaysia’s 2.89%, its nearest peers in the ranking. The early‑1980s peak was followed by a gradual decline through the 1990s and 2000s, accelerated by fiscal reforms and the adoption of more market‑oriented banking practices after the 2008 financial crisis. The 2021 trough coincided with pandemic‑induced liquidity measures, after which the rate modestly recovered to its current level. Continued diversification of the economy and any shift in the Central Bank’s policy stance could alter this modest upward trend, potentially nudging the deposit rate higher in the coming years.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 3.60% | - | - |
| 2026* trend | 3.27% | - | - |
| 2025* trend | 2.94% | - | - |
| 2025 | 2.94% | +0.24pp | #52 |
| 2024 | 2.70% | +0.21pp | #39 |
| 2023 | 2.50% | +0.90pp | #41 |
| 2022 | 1.60% | +0.20pp | #36 |
| 2021 | 1.40% | −0.22pp | #37 |
| 2020 | 1.62% | −0.27pp | #39 |
| 2019 | 1.89% | +0.22pp | #43 |
| 2018 | 1.67% | +0.05pp | #38 |
| 2017 | 1.62% | −0.01pp | #39 |
| 2016 | 1.62% | −0.27pp | #40 |
| 2015 | 1.90% | −0.13pp | #41 |
| 2014 | 2.02% | +0.00pp | #36 |
| 2013 | 2.02% | −0.02pp | #33 |
| 2012 | 2.04% | −0.12pp | #31 |
| 2011 | 2.16% | −0.18pp | #30 |
Detected Pattern
Analysis
Kuwait matched the Export Boom Cycle pattern in 2012. Historically, 71% of countries showing this pattern (546 out of 768) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Kuwait's deposit rate was 2.94% in 2025. Ranked 52nd globally. This represents a 8.9% increase from the previous year.
Kuwait's deposit rate peaked at 9.21% in 1982.
The lowest deposit rate in Kuwait was 1.40% in 2021.
Kuwait ranks 52nd globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Kuwait's deposit rate is projected to reach 2.94% by 2025 based on trend extrapolation.
The deposit rate of Kuwait in 2025 was 2.94%. This ranks 52nd in the world.
Cite this page
@misc{historysaid_kuwait_deposit-rate,
title = {Kuwait Deposit Rate},
url = {https://historysaid.com/kuwait/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}