Kuwait Lending Rate
Lending interest rate FR.INR.LEND
Kuwait's lending rate was 5.36% in 2025, ranked 87th globally. This represents a 3.6% increase from 2024. Data from World Bank, covering 1979–2025.
Overview
Kuwait's lending rate stood at 5.36% in 2025, a rise of +0.19pp from 2024. Based on recent trends, this figure is projected to reach 5.36% by 2025. Kuwait ranked 87th globally.
Kuwait’s lending rate has drifted modestly over the 47‑year series, falling from an early‑period level of 5.86 % in 1979 to a recent 5.36 % in 2025, which places the country 87th in the global ranking. The rate peaked at 9.39 % in 1982, reflecting the high‑interest environment of the early 1980s, before retreating to a historic low of 3.71 % in 2021 amid worldwide monetary easing. Compared with its nearest peers, Kuwait’s 2025 rate is slightly below Brunei Darussalam’s 5.50 % and marginally above Czechia’s 5.30 %, suggesting a middle‑of‑the‑road stance within the regional and income‑group spectrum. The long‑term decline from the 1980s peak indicates a gradual alignment with lower‑rate policies, while the recent modest uptick from the 2021 trough points to a cautious tightening. Future movements will likely hinge on the trajectory of global interest rates and domestic inflation pressures, which could either reinforce the downward bias or prompt a reversal.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 6.01% | - | - |
| 2026* trend | 5.69% | - | - |
| 2025* trend | 5.36% | - | - |
| 2025 | 5.36% | +0.19pp | #87 |
| 2024 | 5.17% | +0.24pp | #10 |
| 2023 | 4.93% | +1.02pp | #9 |
| 2022 | 3.91% | +0.21pp | #10 |
| 2021 | 3.71% | −0.43pp | #13 |
| 2020 | 4.14% | −0.67pp | #14 |
| 2019 | 4.81% | −0.02pp | #14 |
| 2018 | 4.83% | +0.13pp | #14 |
| 2017 | 4.69% | +0.22pp | #18 |
| 2016 | 4.48% | +0.18pp | #15 |
| 2015 | 4.29% | +0.03pp | #13 |
| 2014 | 4.27% | −0.29pp | #10 |
| 2013 | 4.56% | −0.42pp | #10 |
| 2012 | 4.98% | −0.21pp | #11 |
| 2011 | 5.19% | −0.23pp | #14 |
Detected Pattern
Analysis
Kuwait matched the Export Boom Cycle pattern in 2012. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Kuwait's lending rate was 5.36% in 2025. Ranked 87th globally. This represents a 3.6% increase from the previous year.
Kuwait's lending rate peaked at 9.39% in 1982.
The lowest lending rate in Kuwait was 3.71% in 2021.
Kuwait ranks 87th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Kuwait's lending rate is projected to reach 5.36% by 2025 based on trend extrapolation.
The lending rate of Kuwait in 2025 was 5.36%. This ranks 87th in the world.
Cite this page
@misc{historysaid_kuwait_lending-rate,
title = {Kuwait Lending Rate},
url = {https://historysaid.com/kuwait/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}