Moldova Deposit Rate
Deposit interest rate FR.INR.DPST
Moldova's deposit rate was 6.14% in 2025, ranked 33rd globally. This represents a 84.0% increase from 2024. Data from World Bank, covering 1995–2025.
Overview
Moldova's deposit rate stood at 6.14% in 2025, a rise of +2.80pp from 2024. Based on recent trends, this figure is projected to reach 6.14% by 2025. Moldova ranked 33rd globally.
Moldova’s deposit rate has fallen sharply from an early‑1995 level of 26.50% to a trough of 3.34% in 2024 before rising to 6.14% in 2025, placing the country 33rd globally. The all‑time peak of 27.54% in 1999 reflected the post‑Soviet monetary turbulence that characterised many transition economies, while the 2024 low coincided with a period of tight monetary policy aimed at curbing inflation. The 2025 rate remains close to peer benchmarks, slightly below Jordan’s 6.41% and Sierra Leone’s 6.49% and marginally above Qatar’s 6.00%, suggesting that Moldova’s financial sector is aligning with other emerging markets that balance deposit attractiveness against price stability. Over the 31‑year coverage, the downward trajectory has been punctuated by brief recoveries, indicating sensitivity to both domestic policy shifts and external financing conditions. Continued moderation of inflation and gradual liberalisation of the banking sector are likely to sustain the modest upward bias in deposit rates, though any resurgence of macro‑economic shocks could reverse the trend.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 6.64% | - | - |
| 2026* trend | 6.39% | - | - |
| 2025* trend | 6.14% | - | - |
| 2025 | 6.14% | +2.80pp | #33 |
| 2024 | 3.34% | −3.63pp | #42 |
| 2023 | 6.97% | −2.35pp | #71 |
| 2022 | 9.32% | +5.86pp | #91 |
| 2021 | 3.46% | −0.37pp | #73 |
| 2020 | 3.83% | −0.78pp | #72 |
| 2019 | 4.60% | +0.11pp | #73 |
| 2018 | 4.49% | −1.28pp | #78 |
| 2017 | 5.77% | −4.95pp | #98 |
| 2016 | 10.73% | −1.24pp | #124 |
| 2015 | 11.97% | +6.25pp | #127 |
| 2014 | 5.72% | −1.51pp | #96 |
| 2013 | 7.23% | −0.40pp | #107 |
| 2012 | 7.63% | +0.06pp | #100 |
| 2011 | 7.57% | −0.10pp | #102 |
Detected Pattern
Analysis
Moldova matched the Fiscal Dominance Trap pattern in 2022. Historically, 72% of countries showing this pattern (278 out of 386) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Moldova's deposit rate was 6.14% in 2025. Ranked 33rd globally. This represents a 84.0% increase from the previous year.
Moldova's deposit rate peaked at 27.54% in 1999.
The lowest deposit rate in Moldova was 3.34% in 2024.
Moldova ranks 33rd globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Moldova's deposit rate is projected to reach 6.14% by 2025 based on trend extrapolation.
The deposit rate of Moldova in 2025 was 6.14%. This ranks 33rd in the world.
Cite this page
@misc{historysaid_moldova_deposit-rate,
title = {Moldova Deposit Rate},
url = {https://historysaid.com/moldova/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}