Namibia Deposit Rate
Deposit interest rate FR.INR.DPST
Namibia's deposit rate was 5.78% in 2025, ranked 37th globally. This represents a 7.6% increase from 2024. Data from World Bank, covering 1991–2025.
Overview
Namibia's deposit rate stood at 5.78% in 2025, a rise of +0.41pp from 2024. Based on recent trends, this figure is projected to reach 5.78% by 2025. Namibia ranked 37th globally.
Namibia’s deposit rate has fallen sharply from an early‑1990s high of 12.77% to a record low of 2.94% in 2021, before rising modestly to 5.78% in 2025, placing the country 37th globally. The all‑time peak of 12.94% was recorded in 1998, reflecting the tighter monetary environment of the late 1990s, while the 2021 trough coincided with a period of abundant liquidity and low policy rates worldwide. Compared with peers of similar ranking, Namibia’s 2025 rate is slightly below Mexico’s 5.89% and marginally above Gambia’s 5.37%, suggesting a competitive but not leading position in attracting deposits. Over the 35‑year span, the downward trajectory has been moderated by recent policy tightening, and further increases in the rate would likely depend on inflation dynamics and central‑bank decisions aimed at preserving financial stability.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 6.76% | - | - |
| 2026* trend | 6.27% | - | - |
| 2025* trend | 5.78% | - | - |
| 2025 | 5.78% | +0.41pp | #37 |
| 2024 | 5.38% | −0.02pp | #52 |
| 2023 | 5.39% | +1.67pp | #60 |
| 2022 | 3.72% | +0.78pp | #60 |
| 2021 | 2.94% | −1.22pp | #66 |
| 2020 | 4.16% | −1.54pp | #76 |
| 2019 | 5.71% | −0.16pp | #86 |
| 2018 | 5.87% | −0.02pp | #88 |
| 2017 | 5.89% | +0.24pp | #100 |
| 2016 | 5.65% | +0.93pp | #97 |
| 2015 | 4.71% | +0.47pp | #91 |
| 2014 | 4.25% | +0.27pp | #86 |
| 2013 | 3.98% | −0.23pp | #82 |
| 2012 | 4.21% | −0.07pp | #77 |
| 2011 | 4.28% | −0.71pp | #73 |
Detected Pattern
Analysis
Namibia matched the Stagflation Risk pattern in 2009. Historically, 38% of countries showing this pattern (117 out of 307) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Namibia's deposit rate was 5.78% in 2025. Ranked 37th globally. This represents a 7.6% increase from the previous year.
Namibia's deposit rate peaked at 12.94% in 1998.
The lowest deposit rate in Namibia was 2.94% in 2021.
Namibia ranks 37th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Namibia's deposit rate is projected to reach 5.78% by 2025 based on trend extrapolation.
The deposit rate of Namibia in 2025 was 5.78%. This ranks 37th in the world.
Cite this page
@misc{historysaid_namibia_deposit-rate,
title = {Namibia Deposit Rate},
url = {https://historysaid.com/namibia/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}