Namibia Lending Rate
Lending interest rate FR.INR.LEND
Namibia's lending rate was 12.12% in 2025, ranked 31st globally. This represents a 10.6% increase from 2024. Data from World Bank, covering 1991–2025.
Overview
Namibia's lending rate stood at 12.12% in 2025, a rise of +1.16pp from 2024. Based on recent trends, this figure is projected to reach 12.12% by 2025. Namibia ranked 31st globally.
Namibia's lending rate has experienced significant fluctuations over the past 35 years, with the all-time peak of 23.36% in 1991 and the trough of 6.86% in 2021. The country's lending rate currently stands at 12.12%, ranking 31st globally. In comparison, South Africa, a peer country with a similar economic profile, has a lending rate of 13.02%. The substantial decline in Namibia's lending rate since 1991 is indicative of improvements in monetary policy and economic stability. However, the rate has been increasing in recent years, reflecting tighter monetary conditions. The significant gap between the peak and trough rates suggests that Namibia's economic conditions have improved, with lower inflation and interest rates. If Namibia's economic growth continues to outpace inflation, it is likely that the lending rate will decrease further, potentially stabilizing around the mid-single-digit range in the coming years, assuming no significant external shocks or policy changes.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 14.17% | - | - |
| 2026* trend | 13.14% | - | - |
| 2025* trend | 12.12% | - | - |
| 2025 | 12.12% | +1.16pp | #31 |
| 2024 | 10.96% | +0.03pp | #51 |
| 2023 | 10.93% | +2.31pp | #52 |
| 2022 | 8.61% | +1.75pp | #54 |
| 2021 | 6.86% | −1.01pp | #40 |
| 2020 | 7.87% | −2.01pp | #51 |
| 2019 | 9.88% | −0.27pp | #62 |
| 2018 | 10.14% | +0.12pp | #68 |
| 2017 | 10.03% | +0.18pp | #74 |
| 2016 | 9.84% | +0.52pp | #71 |
| 2015 | 9.32% | +0.63pp | #68 |
| 2014 | 8.70% | +0.41pp | #59 |
| 2013 | 8.29% | −0.36pp | #48 |
| 2012 | 8.65% | −0.08pp | #46 |
| 2011 | 8.73% | −0.99pp | #49 |
Detected Pattern
Analysis
Namibia matched the Stagflation Risk pattern in 2009. Historically, 38% of countries showing this pattern (117 out of 307) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Namibia's lending rate was 12.12% in 2025. Ranked 31st globally. This represents a 10.6% increase from the previous year.
Namibia's lending rate peaked at 23.36% in 1991.
The lowest lending rate in Namibia was 6.86% in 2021.
Namibia ranks 31st globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Namibia's lending rate is projected to reach 12.12% by 2025 based on trend extrapolation.
The lending rate of Namibia in 2025 was 12.12%. This ranks 31st in the world.
Cite this page
@misc{historysaid_namibia_lending-rate,
title = {Namibia Lending Rate},
url = {https://historysaid.com/namibia/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}