Nicaragua Lending Rate
Lending interest rate FR.INR.LEND
Nicaragua's lending rate was 10.14% in 2025, ranked 43rd globally. This represents a 9.7% decrease from 2024. Data from World Bank, covering 1988–2025.
Overview
Nicaragua's lending rate stood at 10.14% in 2025, a decline of +1.09pp from 2024. Based on recent trends, this figure is projected to reach 10.14% by 2025. Nicaragua ranked 43rd globally.
Nicaragua’s average lending rate stands at 10.14 % in 2025, placing it 43rd worldwide and only marginally below Mauritius (10.17 %) and Romania (10.07 %) among its closest peers. The indicator has traversed a dramatic arc over the 38‑year series, soaring to an all‑time peak of 99 764.53 % in 1988 before descending to a trough of 9.23 % in 2022, after which it has edged slightly upward. The extreme volatility of the late 1980s reflected hyperinflationary pressures and severe macro‑economic instability, while the low‑rate environment of the early 2020s coincided with tighter monetary policy and gradual financial sector reforms. Recent modest increases suggest that the central bank is balancing inflation containment with credit growth, and further reductions would likely require sustained improvements in fiscal discipline and external financing conditions. If these reforms deepen, the lending rate could resume a downward trajectory, enhancing access to finance for businesses and households.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 10.14% | - | - |
| 2026* trend | 10.14% | - | - |
| 2025* trend | 10.14% | - | - |
| 2025 | 10.14% | −1.09pp | #43 |
| 2024 | 11.24% | +1.76pp | #54 |
| 2023 | 9.48% | +0.25pp | #46 |
| 2022 | 9.23% | −0.39pp | #59 |
| 2021 | 9.62% | −1.56pp | #74 |
| 2020 | 11.18% | −1.28pp | #73 |
| 2019 | 12.46% | +1.56pp | #81 |
| 2018 | 10.90% | +0.12pp | #75 |
| 2017 | 10.78% | −0.66pp | #83 |
| 2016 | 11.44% | −0.61pp | #81 |
| 2015 | 12.05% | −1.49pp | #84 |
| 2014 | 13.54% | −1.45pp | #99 |
| 2013 | 14.98% | +2.99pp | #107 |
| 2012 | 11.99% | +1.46pp | #84 |
| 2011 | 10.54% | −2.78pp | #70 |
Detected Pattern
Analysis
Nicaragua matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Nicaragua's lending rate was 10.14% in 2025. Ranked 43rd globally. This represents a 9.7% decrease from the previous year.
Nicaragua's lending rate peaked at 99,764.53% in 1988.
The lowest lending rate in Nicaragua was 9.23% in 2022.
Nicaragua ranks 43rd globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Nicaragua's lending rate is projected to reach 10.14% by 2025 based on trend extrapolation.
The lending rate of Nicaragua in 2025 was 10.14%. This ranks 43rd in the world.
Cite this page
@misc{historysaid_nicaragua_lending-rate,
title = {Nicaragua Lending Rate},
url = {https://historysaid.com/nicaragua/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}