Pakistan Lending Rate
Lending interest rate FR.INR.LEND
Pakistan's lending rate was 8.67% in 2021, ranked 65th globally. This represents a 19.4% decrease from 2020. Data from World Bank, covering 2004–2021.
Overview
Pakistan's lending rate stood at 8.67% in 2021, a decline of +2.09pp from 2020. Pakistan ranked 65th globally.
Pakistan's lending rate has exhibited significant fluctuations over the 18-year period covered by the World Bank data, ranging from a low of 7.26% in 2004 to a high of 14.54% in 2009. The lending rate in Pakistan has been higher than that of peer countries such as India, which peaked at 10.29% in 2011, but lower than Guyana, which hit 17.00% in 2013. As of 2021, the lending rate in Pakistan stood at 8.67%, ranking 65th globally. This relatively stable rate contrasts with the volatility experienced during the global financial crisis, when Pakistan's lending rate surged to 14.54%. A sustained reduction in inflation and a stable currency would likely contribute to a decline in the lending rate in Pakistan, potentially aligning it with the rates of peer countries such as Samoa, which has maintained a relatively low lending rate throughout the period.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2021 | 8.67% | −2.09pp | #65 |
| 2020 | 10.76% | −1.48pp | #71 |
| 2019 | 12.23% | +3.70pp | #79 |
| 2018 | 8.53% | +0.32pp | #51 |
| 2017 | 8.21% | −0.55pp | #56 |
| 2016 | 8.76% | −1.40pp | #62 |
| 2015 | 10.16% | −1.57pp | #73 |
| 2014 | 11.73% | −0.26pp | #90 |
| 2013 | 11.99% | −1.53pp | #91 |
| 2012 | 13.52% | −0.90pp | #98 |
| 2011 | 14.42% | +0.38pp | #99 |
| 2010 | 14.04% | −0.49pp | #94 |
| 2009 | 14.54% | +1.60pp | #90 |
| 2008 | 12.94% | +1.17pp | #75 |
| 2007 | 11.77% | +0.78pp | #69 |
Detected Pattern
Analysis
Pakistan matched the Export Boom Cycle pattern in 2024. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Pakistan's lending rate was 8.67% in 2021. Ranked 65th globally. This represents a 19.4% decrease from the previous year.
Pakistan's lending rate peaked at 14.54% in 2009.
The lowest lending rate in Pakistan was 7.26% in 2004.
Pakistan ranks 65th globally in lending rate as of 2021.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
The lending rate of Pakistan in 2021 was 8.67%. This ranks 65th in the world.
Cite this page
@misc{historysaid_pakistan_lending-rate,
title = {Pakistan Lending Rate},
url = {https://historysaid.com/pakistan/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}