Switzerland Lending Rate
Lending interest rate FR.INR.LEND
Switzerland's lending rate was 3.02% in 2025, ranked 96th globally. This represents a 1.6% increase from 2024. Data from World Bank, covering 2008–2025.
Overview
Switzerland's lending rate stood at 3.02% in 2025, a rise of +0.05pp from 2024. Based on recent trends, this figure is projected to reach 3.02% by 2025. Switzerland ranked 96th globally.
Switzerland’s lending rate has edged lower since the 2008 all‑time peak of 3.34%, falling to a trough of 2.63% in 2018 before modestly rising to 3.02% in 2025, placing the country 96th globally. The 18‑year coverage shows a gradual decline punctuated by a brief rebound after the post‑crisis trough, reflecting the Swiss National Bank’s policy stance of maintaining low‑cost financing while avoiding deflationary pressures. Compared with peer nations, Israel’s rate of 2.54% is slightly lower, whereas Fiji’s 4.19% and China’s 4.35% sit higher, underscoring Switzerland’s relatively tight monetary environment within the sample. The recent uptick to 3.02% suggests a cautious normalization as inflation expectations rise, but further rate movements will likely depend on external shocks to the Euro‑Swiss exchange rate and the trajectory of global interest‑rate cycles.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 3.21% | - | - |
| 2026* trend | 3.12% | - | - |
| 2025* trend | 3.02% | - | - |
| 2025 | 3.02% | +0.05pp | #96 |
| 2024 | 2.98% | +0.11pp | #1 |
| 2023 | 2.86% | +0.22pp | #1 |
| 2022 | 2.65% | +0.01pp | #2 |
| 2021 | 2.64% | +0.01pp | #3 |
| 2020 | 2.63% | +0.00pp | #3 |
| 2019 | 2.63% | +0.01pp | #3 |
| 2018 | 2.63% | −0.00pp | #2 |
| 2017 | 2.63% | −0.02pp | #3 |
| 2016 | 2.65% | −0.03pp | #3 |
| 2015 | 2.68% | −0.01pp | #3 |
| 2014 | 2.69% | +0.00pp | #3 |
| 2013 | 2.69% | +0.00pp | #4 |
| 2012 | 2.69% | −0.03pp | #4 |
| 2011 | 2.72% | −0.01pp | #4 |
Detected Pattern
Analysis
Switzerland matched the Export Boom Cycle pattern in 2016. Historically, 71% of countries showing this pattern (546 out of 768) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Switzerland's lending rate was 3.02% in 2025. Ranked 96th globally. This represents a 1.6% increase from the previous year.
Switzerland's lending rate peaked at 3.34% in 2008.
The lowest lending rate in Switzerland was 2.63% in 2018.
Switzerland ranks 96th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Switzerland's lending rate is projected to reach 3.02% by 2025 based on trend extrapolation.
The lending rate of Switzerland in 2025 was 3.02%. This ranks 96th in the world.
Cite this page
@misc{historysaid_switzerland_lending-rate,
title = {Switzerland Lending Rate},
url = {https://historysaid.com/switzerland/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}